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Single Family ResidenceResidential
$293,125$186 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1882 STATE ROUTE 45 N

ROCK CREEK, OH 44084
2
Beds
2
Baths
1,576 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.03 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$293K
$243K low$344K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$91,478
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$73,182
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$201,647
NATIONAL CITY MORTGAGE CO · P · recorded Mar 28, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,101 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$98,040 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,740
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$83,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$98,040
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$280,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyAshtabula
Lot (acres)The size of the land the home sits on, from county records.5.03
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.StableShed · 180 ft²Porch · 536 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rock Creek Elementary SchoolB-
Elementary · Grades KG–6 · 2.4 mi
H
Jefferson Area Sr High SchoolB+
High · Grades 9–12 · 4.2 mi
M
Jefferson Area Junior High SchoolB+
Middle · Grades 7–8 · 4.2 mi

District: Jefferson Area Local School District

Neighborhood · ZIP 44084These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.3,743
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.88 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,187
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,406
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1882 State Route 45 N measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Ashtabula County
  • Costs more per square foot than 84% of homes in Ashtabula County
  • Has a bigger lot than 83% of homes in Ashtabula County
  • Newer than 95% of homes in Ashtabula County

What homes are worth in Rock Creek 44084

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$742K

This home is worth more than 66% of homes in Rock Creek 44084.

How it measures up in Rock Creek 44084

The dot is this home. The mark in the middle is the typical home in Rock Creek 44084.

Estimated value$293,125
CheaperTypical $236,480Pricier

Pricier than 66% of homes nearby

Price per ft²$186
CheaperTypical $153Pricier

Pricier than 69% of homes nearby

Living area1,576 ft²
SmallerTypical 1,566 ft²Bigger

Bigger than 51% of homes nearby

Lot size5.03 ac
SmallerTypical 1 acBigger

Bigger than 75% of homes nearby

Year built2006
OlderTypical 1980Newer

Newer than 90% of homes nearby

How 1882 State Route 45 N ranks against every home in each area.
MeasureThis homeRock Creek 44084Ashtabula County
Estimated valuepricier than$293,12566% of homes85% of homes
Price per ft²pricier than$18669% of homes84% of homes
Living areabigger than1,576 ft²51% of homes62% of homes
Lot sizebigger than5.03 ac75% of homes83% of homes
Year builtnewer than200690% of homes95% of homes

About 1882 State Route 45 N

How much is 1882 State Route 45 N, Rock Creek, OH worth?

The TopHap Estimate for 1882 State Route 45 N, Rock Creek, OH is $293,125 as of Jul 14, 2026. The likely range is $242,593 to $343,657. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1882 State Route 45 N, Rock Creek, OH last sell?

1882 State Route 45 N, Rock Creek, OH last sold on Mar 30, 2001, according to the county's recorded deed.

How big is 1882 State Route 45 N, Rock Creek, OH?

1882 State Route 45 N, Rock Creek, OH has 2 bedrooms, 2 bathrooms, 1,576 square feet of living space and a 5.03-acre lot.

When was 1882 State Route 45 N, Rock Creek, OH built?

1882 State Route 45 N, Rock Creek, OH was built in 2006, making it 20 years old. It is a ranch home. The building has 1 story.

What schools serve 1882 State Route 45 N, Rock Creek, OH?

1882 State Route 45 N, Rock Creek, OH is assigned to Rock Creek Elementary School (elementary), rated B-; Jefferson Area Sr High School (high), rated B+; Jefferson Area Junior High School (middle), rated B+. All sit in Jefferson Area Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1882 State Route 45 N, Rock Creek, OH compare to other homes in Rock Creek 44084?

Among the 1,783 homes in Rock Creek 44084, it is worth more than 66% of them ($293,125 against a typical $236,480), its price per square foot is higher than 69% of them ($186 against a typical $153), it is bigger than 51% of them (1,576 ft² against a typical 1,566 ft²), its lot is bigger than 75% of them (5.03 ac against a typical 1 ac) and it is newer than 90% of them (2006 against a typical 1980). Measured against all of Ashtabula County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1882 State Route 45 N, Rock Creek, OH?

The 2025 property tax bill for 1882 State Route 45 N, Rock Creek, OH was $4,101. The county assessed it at $98,040.

More homes on State Route 45 N

Closest homes

More homes in Rock Creek 44084

Assigned schools

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