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Single Family ResidenceResidential
$344,505$264 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

18820 VALLEY DR

MINNETONKA, MN 55345
5
Beds
1
Baths
1,304 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.57 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$345K
$275K low$414K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$244,505
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$195,604
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
BAXTER CU · recorded Jun 21, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,710 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$427,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$213,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$213,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$416,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$427,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyHENNEPIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.57
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Lake
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 312 ft²Patio · 288 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clear Springs ElementaryA
Elementary · Grades KG–5 · 0.7 mi
H
Minnetonka High SchoolA+
High · Grades 9–12 · 1.2 mi
M
Minnetonka Middle School WestA
Middle · Grades 6–8 · 3.1 mi

District: Minnetonka Public School District

Neighborhood · ZIP 55345These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,380
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,931 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$130,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$151,732
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18820 Valley Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Minnetonka 55345
  • Costs more per square foot than 69% of homes in Hennepin County
  • Smaller than 70% of homes in Minnetonka 55345
  • Has a bigger lot than 80% of homes in Hennepin County
  • Newer than 68% of homes in Minnetonka 55345

What homes are worth in Minnetonka 55345

Each bar is how many homes fall in that price range. The marker is this home.

This home
$203K$1.3M

This home is worth more than 31% of homes in Minnetonka 55345.

How it measures up in Minnetonka 55345

The dot is this home. The mark in the middle is the typical home in Minnetonka 55345.

Estimated value$344,505
CheaperTypical $405,164Pricier

Pricier than 31% of homes nearby

Price per ft²$264
CheaperTypical $254Pricier

Pricier than 57% of homes nearby

Living area1,304 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.57 ac
SmallerTypical 0.51 acBigger

Bigger than 69% of homes nearby

Year built1979
OlderTypical 1968Newer

Newer than 68% of homes nearby

How 18820 Valley Dr ranks against every home in each area.
MeasureThis homeMinnetonka 55345Hennepin County
Estimated valuepricier than$344,50531% of homes60% of homes
Price per ft²pricier than$26457% of homes69% of homes
Living areabigger than1,304 ft²30% of homes45% of homes
Lot sizebigger than0.57 ac69% of homes80% of homes
Year builtnewer than197968% of homes61% of homes

About 18820 Valley Dr

How much is 18820 Valley Dr, Minnetonka, MN worth?

The TopHap Estimate for 18820 Valley Dr, Minnetonka, MN is $344,505 as of Jul 14, 2026. The likely range is $274,894 to $414,116. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18820 Valley Dr, Minnetonka, MN last sell?

18820 Valley Dr, Minnetonka, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 18820 Valley Dr, Minnetonka, MN?

18820 Valley Dr, Minnetonka, MN has 5 bedrooms, 1 bathrooms, 1,304 square feet of living space and a 0.57-acre lot.

When was 18820 Valley Dr, Minnetonka, MN built?

18820 Valley Dr, Minnetonka, MN was built in 1979, making it 47 years old. It is a split foyer home.

What schools serve 18820 Valley Dr, Minnetonka, MN?

18820 Valley Dr, Minnetonka, MN is assigned to Clear Springs Elementary (elementary), rated A; Minnetonka High School (high), rated A+; Minnetonka Middle School West (middle), rated A. All sit in Minnetonka Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18820 Valley Dr, Minnetonka, MN compare to other homes in Minnetonka 55345?

Among the 7,968 homes in Minnetonka 55345, it is worth more than 31% of them ($344,505 against a typical $405,164), its price per square foot is higher than 57% of them ($264 against a typical $254), it is bigger than 30% of them (1,304 ft² against a typical 1,536 ft²), its lot is bigger than 69% of them (0.57 ac against a typical 0.51 ac) and it is newer than 68% of them (1979 against a typical 1968). Measured against all of Hennepin County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18820 Valley Dr, Minnetonka, MN?

The 2025 property tax bill for 18820 Valley Dr, Minnetonka, MN was $5,710. The county assessed it at $427,300.

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