Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$162,615
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $185,000 on Apr 28, 2025

189 COBB ST

RIDGWAY, PA 15853
3
Beds
1.5
Baths
4.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$163K
$136K low$189K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$185,000 · Apr 28, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.123%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$74,800
THE FARMERS NATIONAL BANK OF EMLENTON · 7% 1 · recorded Aug 22, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$107,730
CNB BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,978 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$24,150 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,850
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,150
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$48,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyELK
Lot (acres)The size of the land the home sits on, from county records.4.35
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ridgway Area High SchoolB
High · Grades 9–12 · 1.0 mi
M
Ridgway Area Middle SchoolB+
Middle · Grades 6–8 · 1.0 mi
E
Francis S. Grandinetti Elementary SchoolC
Elementary · Grades KG–5 · 2.0 mi

District: Ridgway Area School District

Neighborhood · ZIP 15853These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,392
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,009
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,999
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

189 Cobb St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Ridgway 15853
  • Has a bigger lot than 89% of homes in Ridgway 15853

What homes are worth in Ridgway 15853

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$285K

This home is worth more than 86% of homes in Ridgway 15853.

How it measures up in Ridgway 15853

The dot is this home. The mark in the middle is the typical home in Ridgway 15853.

Estimated value$162,615
CheaperTypical $82,937Pricier

Pricier than 86% of homes nearby

Lot size4.35 ac
SmallerTypical 0.34 acBigger

Bigger than 89% of homes nearby

Year built1950
OlderTypical 1948Newer

Newer than 57% of homes nearby

How 189 Cobb St ranks against every home in each area.
MeasureThis homeRidgway 15853Elk County
Estimated valuepricier than$162,61586% of homes69% of homes
Lot sizebigger than4.35 ac89% of homes88% of homes
Year builtnewer than195057% of homes44% of homes

About 189 Cobb St

How much is 189 Cobb St, Ridgway, PA worth?

The TopHap Estimate for 189 Cobb St, Ridgway, PA is $162,615 as of Jul 14, 2026. The likely range is $136,148 to $189,082. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 189 Cobb St, Ridgway, PA last sell?

189 Cobb St, Ridgway, PA last sold on Apr 28, 2025 for $185,000, according to the county's recorded deed.

How big is 189 Cobb St, Ridgway, PA?

189 Cobb St, Ridgway, PA has 3 bedrooms, 1.5 bathrooms and a 4.35-acre lot.

When was 189 Cobb St, Ridgway, PA built?

189 Cobb St, Ridgway, PA was built in 1950, making it 76 years old. It is a cape cod home. The building has 1 story.

What schools serve 189 Cobb St, Ridgway, PA?

189 Cobb St, Ridgway, PA is assigned to Ridgway Area High School (high), rated B; Ridgway Area Middle School (middle), rated B+; Francis S. Grandinetti Elementary School (elementary), rated C. All sit in Ridgway Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 189 Cobb St, Ridgway, PA compare to other homes in Ridgway 15853?

Among the 3,671 homes in Ridgway 15853, it is worth more than 86% of them ($162,615 against a typical $82,937), its lot is bigger than 89% of them (4.35 ac against a typical 0.34 ac) and it is newer than 57% of them (1950 against a typical 1948). Measured against all of Elk County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 189 Cobb St, Ridgway, PA?

The 2026 property tax bill for 189 Cobb St, Ridgway, PA was $1,978. The county assessed it at $24,150.

Closest homes

More homes in Ridgway 15853

Assigned schools

Explore the area

See this home in context

Open 189 Cobb St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map