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Single Family ResidenceResidential
$686,401$572 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $281,000 on Jun 23, 2003

189 HARDING ST

OCEANSIDE, CA 92057
4
Beds
2
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$686K
$638K low$735K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$281,000 · Jun 23, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,522 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$415,101 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$273,289
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$141,812
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$406,963

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
89
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
32
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Del Rio STEM AcademyB
Elementary · Grades KG–5 · 0.4 mi
M
Cesar Chavez Middle SchoolB-
Middle · Grades 6–8 · 0.9 mi
H
El Camino High SchoolB+
High · Grades 9–12 · 2.7 mi

District: Oceanside Unified School District

Neighborhood · ZIP 92057These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.216

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.55,095
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,704 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,851
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,948
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

189 Harding St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Guajome
  • Costs more per square foot than 84% of homes in Guajome
  • Smaller than 93% of homes in Guajome
  • Has a smaller lot than 88% of homes in Guajome
  • Older than 92% of homes in Guajome

What homes are worth in Oceanside 92057

Each bar is how many homes fall in that price range. The marker is this home.

This home
$348K$1.4M

This home is worth more than 35% of homes in Oceanside 92057.

How it measures up in Oceanside 92057

The dot is this home. The mark in the middle is the typical home in Oceanside 92057.

Estimated value$686,401
CheaperTypical $775,548Pricier

Pricier than 35% of homes nearby

Price per ft²$572
CheaperTypical $481Pricier

Pricier than 83% of homes nearby

Living area1,200 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.14 ac
SmallerTypical 0.26 acBigger

Bigger than 14% of homes nearby

Year built1979
OlderTypical 1988Newer

Newer than 26% of homes nearby

How 189 Harding St ranks against every home in each area.
MeasureThis homeGuajomeOceanside 92057San Diego County
Estimated valuepricier than$686,40110% of homes35% of homes27% of homes
Price per ft²pricier than$57284% of homes83% of homes53% of homes
Living areabigger than1,200 ft²7% of homes30% of homes31% of homes
Lot sizebigger than0.14 ac12% of homes14% of homes18% of homes
Year builtnewer than19798% of homes26% of homes40% of homes

About 189 Harding St

How much is 189 Harding St, Oceanside, CA worth?

The TopHap Estimate for 189 Harding St, Oceanside, CA is $686,401 as of Aug 30, 2026. The likely range is $637,743 to $735,059. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 189 Harding St, Oceanside, CA last sell?

189 Harding St, Oceanside, CA last sold on Jun 23, 2003 for $281,000, according to the county's recorded deed.

How big is 189 Harding St, Oceanside, CA?

189 Harding St, Oceanside, CA has 4 bedrooms, 2 bathrooms, 1,200 square feet of living space and a 0.14-acre lot.

When was 189 Harding St, Oceanside, CA built?

189 Harding St, Oceanside, CA was built in 1979, making it 47 years old. The building has 1 story.

What schools serve 189 Harding St, Oceanside, CA?

189 Harding St, Oceanside, CA is assigned to Del Rio STEM Academy (elementary), rated B; Cesar Chavez Middle School (middle), rated B-; El Camino High School (high), rated B+. All sit in Oceanside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 189 Harding St, Oceanside, CA compare to other homes in Oceanside 92057?

Among the 18,275 homes in Oceanside 92057, it is worth more than 35% of them ($686,401 against a typical $775,548), its price per square foot is higher than 83% of them ($572 against a typical $481), it is bigger than 30% of them (1,200 ft² against a typical 1,500 ft²), its lot is bigger than 14% of them (0.14 ac against a typical 0.26 ac) and it is newer than 26% of them (1979 against a typical 1988). Measured against all of San Diego County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 189 Harding St, Oceanside, CA?

The 2025 property tax bill for 189 Harding St, Oceanside, CA was $4,522. The county assessed it at $415,101.

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