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Single Family ResidenceResidential
$351,045$152 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

189 NIAGARA ST

READING, VT 05062
4
Beds
3 / 1
Baths
2,316 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1834
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$351K
$316K low$386K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,975 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$321,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$303,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$321,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
84
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.68 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINDSOR
Lot (acres)The size of the land the home sits on, from county records.1.51
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Reading Elementary School
Elementary · Grades PK–4 · 0.2 mi
M
Woodstock Union Middle / High SchoolA
Middle · Grades 7–12 · 10.9 mi

District: Windsor Central Unified Union School District

Neighborhood · ZIP 05062These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.649
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,549
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,756
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

189 Niagara St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 91% of homes in Windsor County
  • Bigger than 80% of homes in Windsor County
  • Has a smaller lot than 77% of homes in Reading 05062
  • Older than 96% of homes in Windsor County

What homes are worth in Reading 05062

Each bar is how many homes fall in that price range. The marker is this home.

This home
$118K$1.4M

This home is worth more than 41% of homes in Reading 05062.

How it measures up in Reading 05062

The dot is this home. The mark in the middle is the typical home in Reading 05062.

Estimated value$351,045
CheaperTypical $395,323Pricier

Pricier than 41% of homes nearby

Price per ft²$152
CheaperTypical $249Pricier

Pricier than 12% of homes nearby

Living area2,316 ft²
SmallerTypical 1,704 ft²Bigger

Bigger than 78% of homes nearby

Lot size1.51 ac
SmallerTypical 10.04 acBigger

Bigger than 23% of homes nearby

Year built1834
OlderTypical 1972Newer

Newer than 10% of homes nearby

How 189 Niagara St ranks against every home in each area.
MeasureThis homeReading 05062Windsor County
Estimated valuepricier than$351,04541% of homes37% of homes
Price per ft²pricier than$15212% of homes9% of homes
Living areabigger than2,316 ft²78% of homes80% of homes
Lot sizebigger than1.51 ac23% of homes43% of homes
Year builtnewer than183410% of homes4% of homes

About 189 Niagara St

How much is 189 Niagara St, Reading, VT worth?

The TopHap Estimate for 189 Niagara St, Reading, VT is $351,045 as of Oct 21, 2026. The likely range is $316,369 to $385,721. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 189 Niagara St, Reading, VT last sell?

189 Niagara St, Reading, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 189 Niagara St, Reading, VT?

189 Niagara St, Reading, VT has 4 bedrooms, 3 bathrooms, 2,316 square feet of living space and a 1.51-acre lot.

When was 189 Niagara St, Reading, VT built?

189 Niagara St, Reading, VT was built in 1834, making it 192 years old. The building has 1 story.

What schools serve 189 Niagara St, Reading, VT?

189 Niagara St, Reading, VT is assigned to Reading Elementary School (elementary); Woodstock Union Middle / High School (middle), rated A. All sit in Windsor Central Unified Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 189 Niagara St, Reading, VT compare to other homes in Reading 05062?

Among the 384 homes in Reading 05062, it is worth more than 41% of them ($351,045 against a typical $395,323), its price per square foot is higher than 12% of them ($152 against a typical $249), it is bigger than 78% of them (2,316 ft² against a typical 1,704 ft²), its lot is bigger than 23% of them (1.51 ac against a typical 10.04 ac) and it is newer than 10% of them (1834 against a typical 1972). Measured against all of Windsor County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 189 Niagara St, Reading, VT?

The 2025 property tax bill for 189 Niagara St, Reading, VT was $4,975. The county assessed it at $321,100.

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