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Single Family ResidenceResidential
$302,100$315 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $97,000 on Apr 12, 1996

189 OAK ST

ROCKFORD, MI 49341
3
Beds
2
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$302K
$281K low$323K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$97,000 · Apr 12, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$144,388
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$115,510
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$157,712
CARRINGTON MORTGAGE SERVICES LLC · recorded Jun 17, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,480 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$118,700 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$107,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$237,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyKENT
Lot (acres)The size of the land the home sits on, from county records.0.22
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 1,288 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Rockford Middle SchoolA
Middle · Grades 6–8 · 0.8 mi
E
Parkside Elementary SchoolB
Elementary · Grades KG–5 · 0.9 mi
H
Rockford High SchoolA
High · Grades 10–12 · 1.6 mi

District: Rockford Public Schools

Neighborhood · ZIP 49341These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.38,938
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.451 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,521
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,089
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

189 Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Rockford 49341
  • Costs more per square foot than 84% of homes in Kent County
  • Smaller than 95% of homes in Rockford 49341
  • Has a smaller lot than 91% of homes in Rockford 49341
  • Newer than 70% of homes in Kent County

What homes are worth in Rockford 49341

Each bar is how many homes fall in that price range. The marker is this home.

This home
$220K$1.2M

This home is worth more than 10% of homes in Rockford 49341.

How it measures up in Rockford 49341

The dot is this home. The mark in the middle is the typical home in Rockford 49341.

Estimated value$302,100
CheaperTypical $466,356Pricier

Pricier than 10% of homes nearby

Price per ft²$315
CheaperTypical $285Pricier

Pricier than 66% of homes nearby

Living area960 ft²
SmallerTypical 1,638 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.22 ac
SmallerTypical 0.91 acBigger

Bigger than 9% of homes nearby

Year built1989
OlderTypical 1995Newer

Newer than 39% of homes nearby

How 189 Oak St ranks against every home in each area.
MeasureThis homeRockford 49341Kent County
Estimated valuepricier than$302,10010% of homes37% of homes
Price per ft²pricier than$31566% of homes84% of homes
Living areabigger than960 ft²5% of homes11% of homes
Lot sizebigger than0.22 ac9% of homes37% of homes
Year builtnewer than198939% of homes70% of homes

About 189 Oak St

How much is 189 Oak St, Rockford, MI worth?

The TopHap Estimate for 189 Oak St, Rockford, MI is $302,100 as of Jul 14, 2026. The likely range is $281,306 to $322,894. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 189 Oak St, Rockford, MI last sell?

189 Oak St, Rockford, MI last sold on Apr 12, 1996 for $97,000, according to the county's recorded deed.

How big is 189 Oak St, Rockford, MI?

189 Oak St, Rockford, MI has 3 bedrooms, 2 bathrooms, 960 square feet of living space and a 0.22-acre lot.

When was 189 Oak St, Rockford, MI built?

189 Oak St, Rockford, MI was built in 1989, making it 37 years old. It is a bi-level home.

What schools serve 189 Oak St, Rockford, MI?

189 Oak St, Rockford, MI is assigned to North Rockford Middle School (middle), rated A; Parkside Elementary School (elementary), rated B; Rockford High School (high), rated A. All sit in Rockford Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 189 Oak St, Rockford, MI compare to other homes in Rockford 49341?

Among the 14,387 homes in Rockford 49341, it is worth more than 10% of them ($302,100 against a typical $466,356), its price per square foot is higher than 66% of them ($315 against a typical $285), it is bigger than 5% of them (960 ft² against a typical 1,638 ft²), its lot is bigger than 9% of them (0.22 ac against a typical 0.91 ac) and it is newer than 39% of them (1989 against a typical 1995). Measured against all of Kent County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 189 Oak St, Rockford, MI?

The 2025 property tax bill for 189 Oak St, Rockford, MI was $2,480. The county assessed it at $118,700.

Closest homes

More homes in Rockford 49341

Assigned schools

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