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Single Family ResidenceResidential
$266,489$278 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $229,000 on Oct 28, 2021

189 OSBORNE TER

SPRINGFIELD, MA 01104
2
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$266K
$244K low$289K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$229,000 · Oct 28, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,859 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$246,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$206,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$229,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$273,410

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Samuel BowlesC
Elementary · Grades PK–5 · 0.1 mi
M
The Springfield Renaissance School an Expeditionary LearningD
Middle · Grades 6–12 · 1.0 mi

District: Springfield School District

Neighborhood · ZIP 01104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.25,391
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,468 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,704
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,556
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

189 Osborne Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Hampden County
  • Costs more per square foot than 85% of homes in Springfield 01104
  • Smaller than 90% of homes in Hampden County
  • Has a bigger lot than 94% of homes in Springfield 01104

What homes are worth in Springfield 01104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$192K$424K

This home is worth more than 40% of homes in Springfield 01104.

How it measures up in Springfield 01104

The dot is this home. The mark in the middle is the typical home in Springfield 01104.

Estimated value$266,489
CheaperTypical $277,517Pricier

Pricier than 40% of homes nearby

Price per ft²$278
CheaperTypical $227Pricier

Pricier than 85% of homes nearby

Living area960 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.25 ac
SmallerTypical 0.13 acBigger

Bigger than 94% of homes nearby

Year built1949
OlderTypical 1941Newer

Newer than 61% of homes nearby

How 189 Osborne Ter ranks against every home in each area.
MeasureThis homeEast SpringfieldSpringfield 01104Hampden County
Estimated valuepricier than$266,48940% of homes40% of homes20% of homes
Price per ft²pricier than$27883% of homes85% of homes75% of homes
Living areabigger than960 ft²18% of homes15% of homes10% of homes
Lot sizebigger than0.25 ac93% of homes94% of homes43% of homes
Year builtnewer than194956% of homes61% of homes36% of homes

About 189 Osborne Ter

How much is 189 Osborne Ter, Springfield, MA worth?

The TopHap Estimate for 189 Osborne Ter, Springfield, MA is $266,489 as of Aug 30, 2026. The likely range is $243,551 to $289,427. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 189 Osborne Ter, Springfield, MA last sell?

189 Osborne Ter, Springfield, MA last sold on Oct 28, 2021 for $229,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 189 Osborne Ter, Springfield, MA?

189 Osborne Ter, Springfield, MA has 2 bedrooms, 1 bathrooms, 960 square feet of living space and a 0.25-acre lot.

When was 189 Osborne Ter, Springfield, MA built?

189 Osborne Ter, Springfield, MA was built in 1949, making it 77 years old. It is a ranch home. The building has 1 story.

What schools serve 189 Osborne Ter, Springfield, MA?

189 Osborne Ter, Springfield, MA is assigned to Samuel Bowles (elementary), rated C; The Springfield Renaissance School an Expeditionary Learning (middle), rated D. All sit in Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 189 Osborne Ter, Springfield, MA compare to other homes in Springfield 01104?

Among the 5,872 homes in Springfield 01104, it is worth more than 40% of them ($266,489 against a typical $277,517), its price per square foot is higher than 85% of them ($278 against a typical $227), it is bigger than 15% of them (960 ft² against a typical 1,400 ft²), its lot is bigger than 94% of them (0.25 ac against a typical 0.13 ac) and it is newer than 61% of them (1949 against a typical 1941). Measured against all of Hampden County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 189 Osborne Ter, Springfield, MA?

The 2025 property tax bill for 189 Osborne Ter, Springfield, MA was $3,859. The county assessed it at $246,100.

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