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Single Family ResidenceResidential
$256,733$71 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

189 PENN ST

BLACK ROCK, AR 72415
2
Baths
3,600 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2
StoriesHow many floors the home has above ground.

Valuation

$257K
$213K low$301K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$215,977
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$172,782
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,756
PULASKI BANK & TRUST CO · recorded May 22, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$699 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,468 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,068
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,468
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$227,340

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLawrence
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Fiberglass
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 392 ft²Patio · 16 ft²Porch · 272 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Walnut Ridge High SchoolB
Middle · Grades 7–12 · 9.0 mi
E
Walnut Ridge Elementary SchoolC
Elementary · Grades PK–6 · 9.1 mi

District: Lawrence County School District

Neighborhood · ZIP 72415These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.160
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.232

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,845
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,511
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,575
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

189 Penn St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Lawrence County
  • Costs less per square foot than 73% of homes in Black Rock 72415
  • Among the largest homes in Lawrence County

What homes are worth in Black Rock 72415

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$404K

This home is worth more than 85% of homes in Black Rock 72415.

How it measures up in Black Rock 72415

The dot is this home. The mark in the middle is the typical home in Black Rock 72415.

Estimated value$256,733
CheaperTypical $124,209Pricier

Pricier than 85% of homes nearby

Price per ft²$71
CheaperTypical $91Pricier

Pricier than 27% of homes nearby

Living area3,600 ft²
SmallerTypical 1,326 ft²Bigger

Bigger than 98% of homes nearby

How 189 Penn St ranks against every home in each area.
MeasureThis homeBlack Rock 72415Lawrence County
Estimated valuepricier than$256,73385% of homes91% of homes
Price per ft²pricier than$7127% of homes29% of homes
Living areabigger than3,600 ft²98% of homesalmost all homes

About 189 Penn St

How much is 189 Penn St, Black Rock, AR worth?

The TopHap Estimate for 189 Penn St, Black Rock, AR is $256,733 as of Jul 14, 2026. The likely range is $212,586 to $300,880. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 189 Penn St, Black Rock, AR last sell?

189 Penn St, Black Rock, AR last sold on Aug 30, 2011, according to the county's recorded deed.

How big is 189 Penn St, Black Rock, AR?

189 Penn St, Black Rock, AR has 2 bathrooms and 3,600 square feet of living space.

What schools serve 189 Penn St, Black Rock, AR?

189 Penn St, Black Rock, AR is assigned to Walnut Ridge High School (middle), rated B; Walnut Ridge Elementary School (elementary), rated C. All sit in Lawrence County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 189 Penn St, Black Rock, AR compare to other homes in Black Rock 72415?

Among the 616 homes in Black Rock 72415, it is worth more than 85% of them ($256,733 against a typical $124,209), its price per square foot is higher than 27% of them ($71 against a typical $91) and it is bigger than 98% of them (3,600 ft² against a typical 1,326 ft²). Measured against all of Lawrence County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 189 Penn St, Black Rock, AR?

The 2024 property tax bill for 189 Penn St, Black Rock, AR was $699. The county assessed it at $45,468.

More homes on Penn St

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Assigned schools

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