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Single Family ResidenceResidential
$498,378$161 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

189 RIVER RD

WARE, MA 01082
2
Beds
2
Baths
3,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$498K
$448K low$549K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$292,128
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$233,702
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$148,000
FAMILY FIRST MORTGAGE · recorded Dec 29, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$58,250
BANK OF AMERICA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,658 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$375,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$334,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$375,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyHampshire
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ware Junior/Senior High SchoolD+
Middle · Grades 7–12 · 3.6 mi
E
Stanley M Koziol Elementary SchoolC-
Elementary · Grades PK–3 · 3.7 mi

District: Ware School District

Neighborhood · ZIP 01082These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.12,149
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.156 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,275
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,912
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

189 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Ware 01082
  • Costs less per square foot than 97% of homes in Hampshire County
  • Bigger than 93% of homes in Hampshire County
  • Has a bigger lot than 65% of homes in Ware 01082
  • Older than 75% of homes in Hampshire County

What homes are worth in Ware 01082

Each bar is how many homes fall in that price range. The marker is this home.

This home
$192K$640K

This home is worth more than 88% of homes in Ware 01082.

How it measures up in Ware 01082

The dot is this home. The mark in the middle is the typical home in Ware 01082.

Estimated value$498,378
CheaperTypical $355,269Pricier

Pricier than 88% of homes nearby

Price per ft²$161
CheaperTypical $217Pricier

Pricier than 12% of homes nearby

Living area3,104 ft²
SmallerTypical 1,738 ft²Bigger

Bigger than 92% of homes nearby

Lot size1 ac
SmallerTypical 0.52 acBigger

Bigger than 65% of homes nearby

Year built1940
OlderTypical 1966Newer

Newer than 32% of homes nearby

How 189 River Rd ranks against every home in each area.
MeasureThis homeWare 01082Hampshire County
Estimated valuepricier than$498,37888% of homes64% of homes
Price per ft²pricier than$16112% of homes3% of homes
Living areabigger than3,104 ft²92% of homes93% of homes
Lot sizebigger than1 ac65% of homes62% of homes
Year builtnewer than194032% of homes25% of homes

About 189 River Rd

How much is 189 River Rd, Ware, MA worth?

The TopHap Estimate for 189 River Rd, Ware, MA is $498,378 as of Jul 14, 2026. The likely range is $447,932 to $548,824. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 189 River Rd, Ware, MA last sell?

189 River Rd, Ware, MA last sold on Jan 24, 2022, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 189 River Rd, Ware, MA?

189 River Rd, Ware, MA has 2 bedrooms, 2 bathrooms, 3,104 square feet of living space and a 1.00-acre lot.

When was 189 River Rd, Ware, MA built?

189 River Rd, Ware, MA was built in 1940, making it 86 years old. It is a contemporary home. The building has 2 stories.

What schools serve 189 River Rd, Ware, MA?

189 River Rd, Ware, MA is assigned to Ware Junior/Senior High School (middle), rated D+; Stanley M Koziol Elementary School (elementary), rated C-. All sit in Ware School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 189 River Rd, Ware, MA compare to other homes in Ware 01082?

Among the 3,605 homes in Ware 01082, it is worth more than 88% of them ($498,378 against a typical $355,269), its price per square foot is higher than 12% of them ($161 against a typical $217), it is bigger than 92% of them (3,104 ft² against a typical 1,738 ft²), its lot is bigger than 65% of them (1 ac against a typical 0.52 ac) and it is newer than 32% of them (1940 against a typical 1966). Measured against all of Hampshire County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 189 River Rd, Ware, MA?

The 2025 property tax bill for 189 River Rd, Ware, MA was $5,658. The county assessed it at $375,700.

More homes on River Rd

Closest homes

More homes in Ware 01082

Assigned schools

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See this home in context

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