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Single Family ResidenceResidential
$110,912$75 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

189 STEELE ST

PHIL CAMPBELL, AL 35581
0
Baths
1,470 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$111K
$81K low$141K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,160 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$320
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,840
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$111,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gravity
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 360 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Phil Campbell High SchoolB+
Middle · Grades 7–12 · 0.4 mi
E
Phil Campbell Elementary SchoolA-
Elementary · Grades PK–6 · 0.5 mi

District: Franklin County School District

Neighborhood · ZIP 35581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,070
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,787
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,358
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

189 Steele St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 72% of homes in Phil Campbell 35581
  • Has a smaller lot than 96% of homes in Phil Campbell 35581
  • Older than 75% of homes in Phil Campbell 35581

What homes are worth in Phil Campbell 35581

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$559K

This home is worth more than 36% of homes in Phil Campbell 35581.

How it measures up in Phil Campbell 35581

The dot is this home. The mark in the middle is the typical home in Phil Campbell 35581.

Estimated value$110,912
CheaperTypical $135,500Pricier

Pricier than 36% of homes nearby

Price per ft²$75
CheaperTypical $92Pricier

Pricier than 28% of homes nearby

Living area1,470 ft²
SmallerTypical 1,430 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.33 ac
SmallerTypical 2 acBigger

Bigger than 4% of homes nearby

Year built1968
OlderTypical 1980Newer

Newer than 25% of homes nearby

How 189 Steele St ranks against every home in each area.
MeasureThis homePhil Campbell 35581Franklin County
Estimated valuepricier than$110,91236% of homes38% of homes
Price per ft²pricier than$7528% of homes33% of homes
Living areabigger than1,470 ft²54% of homes55% of homes
Lot sizebigger than0.33 ac4% of homes10% of homes
Year builtnewer than196825% of homes36% of homes

About 189 Steele St

How much is 189 Steele St, Phil Campbell, AL worth?

The TopHap Estimate for 189 Steele St, Phil Campbell, AL is $110,912 as of Aug 30, 2026. The likely range is $80,869 to $140,955. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 189 Steele St, Phil Campbell, AL?

189 Steele St, Phil Campbell, AL has 1,470 square feet of living space and a 0.33-acre lot.

When was 189 Steele St, Phil Campbell, AL built?

189 Steele St, Phil Campbell, AL was built in 1968, making it 58 years old. The building has 1 story.

What schools serve 189 Steele St, Phil Campbell, AL?

189 Steele St, Phil Campbell, AL is assigned to Phil Campbell High School (middle), rated B+; Phil Campbell Elementary School (elementary), rated A-. All sit in Franklin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 189 Steele St, Phil Campbell, AL compare to other homes in Phil Campbell 35581?

Among the 1,837 homes in Phil Campbell 35581, it is worth more than 36% of them ($110,912 against a typical $135,500), its price per square foot is higher than 28% of them ($75 against a typical $92), it is bigger than 54% of them (1,470 ft² against a typical 1,430 ft²), its lot is bigger than 4% of them (0.33 ac against a typical 2 ac) and it is newer than 25% of them (1968 against a typical 1980). Measured against all of Franklin County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 189 Steele St, Phil Campbell, AL?

The 2025 property tax bill for 189 Steele St, Phil Campbell, AL was $1. The county assessed it at $11,160.

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