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Seasonal, Cabin, Vacation ResidenceResidential

18937 CEDAR ISLAND LAKE RD

RICHMOND, MN 56368
2
Beds
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,634 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$282,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$117,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$165,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$289,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$282,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
68
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
50
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1994
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eden Valley Elementary SchoolA-
Elementary · Grades KG–6 · 7.0 mi
M
Eden Valley Secondary SchoolB
Middle · Grades 7–12 · 7.3 mi

District: Eden Valley-Watkins School District

Neighborhood · ZIP 56368These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,297
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,544
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,517
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18937 Cedar Island Lake Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 93% of homes in Stearns County
  • Has a smaller lot than 68% of homes in Richmond 56368

How it measures up in Richmond 56368

The dot is this home. The mark in the middle is the typical home in Richmond 56368.

Living area864 ft²
SmallerTypical 1,302 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.34 ac
SmallerTypical 0.54 acBigger

Bigger than 32% of homes nearby

Year built1974
OlderTypical 1979Newer

Newer than 43% of homes nearby

How 18937 Cedar Island Lake Rd ranks against every home in each area.
MeasureThis homeRichmond 56368Stearns County
Living areabigger than864 ft²16% of homes7% of homes
Lot sizebigger than0.34 ac32% of homes45% of homes
Year builtnewer than197443% of homes39% of homes

About 18937 Cedar Island Lake Rd

When did 18937 Cedar Island Lake Rd, Richmond, MN last sell?

18937 Cedar Island Lake Rd, Richmond, MN last sold on Aug 3, 1992, according to the county's recorded deed.

How big is 18937 Cedar Island Lake Rd, Richmond, MN?

18937 Cedar Island Lake Rd, Richmond, MN has 2 bedrooms, 1 bathrooms, 864 square feet of living space and a 0.34-acre lot.

When was 18937 Cedar Island Lake Rd, Richmond, MN built?

18937 Cedar Island Lake Rd, Richmond, MN was built in 1974, making it 52 years old. It is a ranch home. The building has 1 story.

What schools serve 18937 Cedar Island Lake Rd, Richmond, MN?

18937 Cedar Island Lake Rd, Richmond, MN is assigned to Eden Valley Elementary School (elementary), rated A-; Eden Valley Secondary School (middle), rated B. All sit in Eden Valley-Watkins School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18937 Cedar Island Lake Rd, Richmond, MN compare to other homes in Richmond 56368?

Among the 2,823 homes in Richmond 56368, it is bigger than 16% of them (864 ft² against a typical 1,302 ft²), its lot is bigger than 32% of them (0.34 ac against a typical 0.54 ac) and it is newer than 43% of them (1974 against a typical 1979). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18937 Cedar Island Lake Rd, Richmond, MN?

The 2026 property tax bill for 18937 Cedar Island Lake Rd, Richmond, MN was $2,634. The county assessed it at $282,400.

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