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Residential (General/Single)Residential
$1,427,038$389 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

18948 N RAMSEY RD

RATHDRUM, ID 83858
6
Beds
3
Baths
3,668 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.77 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
14
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1.3M low$1.5M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,427,038
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,141,630

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,049 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,119,855 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$560,385
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$559,470
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,119,855
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,119,855

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyKootenai
Lot (acres)The size of the land the home sits on, from county records.4.77
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Garwood Elementary SchoolC-
Elementary · Grades KG–5 · 0.9 mi
H
Lakeland High SchoolA
High · Grades 9–12 · 3.9 mi
M
Lakeland Middle SchoolC+
Middle · Grades 6–8 · 4.2 mi

District: Lakeland Joint School District 272

Neighborhood · ZIP 83858These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.20,348
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.178 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,548
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,301
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18948 N Ramsey Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Rathdrum 83858
  • Costs more per square foot than 70% of homes in Kootenai County
  • Bigger than 95% of homes in Rathdrum 83858
  • Has a bigger lot than 86% of homes in Kootenai County
  • Newer than 66% of homes in Kootenai County

What homes are worth in Rathdrum 83858

Each bar is how many homes fall in that price range. The marker is this home.

This home
$318K$1.6M

This home is worth more than 95% of homes in Rathdrum 83858.

How it measures up in Rathdrum 83858

The dot is this home. The mark in the middle is the typical home in Rathdrum 83858.

Estimated value$1,427,038
CheaperTypical $577,115Pricier

Pricier than 95% of homes nearby

Price per ft²$389
CheaperTypical $352Pricier

Pricier than 65% of homes nearby

Living area3,668 ft²
SmallerTypical 1,750 ft²Bigger

Bigger than 95% of homes nearby

Lot size4.77 ac
SmallerTypical 0.28 acBigger

Bigger than 75% of homes nearby

Year built2004
OlderTypical 2002Newer

Newer than 54% of homes nearby

How 18948 N Ramsey Rd ranks against every home in each area.
MeasureThis homeRathdrum 83858Kootenai County
Estimated valuepricier than$1,427,03895% of homes91% of homes
Price per ft²pricier than$38965% of homes70% of homes
Living areabigger than3,668 ft²95% of homes92% of homes
Lot sizebigger than4.77 ac75% of homes86% of homes
Year builtnewer than200454% of homes66% of homes

About 18948 N Ramsey Rd

How much is 18948 N Ramsey Rd, Rathdrum, ID worth?

The TopHap Estimate for 18948 N Ramsey Rd, Rathdrum, ID is $1,427,038 as of Jul 14, 2026. The likely range is $1,338,456 to $1,515,620. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18948 N Ramsey Rd, Rathdrum, ID last sell?

18948 N Ramsey Rd, Rathdrum, ID last sold on Apr 21, 2008, according to the county's recorded deed.

How big is 18948 N Ramsey Rd, Rathdrum, ID?

18948 N Ramsey Rd, Rathdrum, ID has 6 bedrooms, 3 bathrooms, 3,668 square feet of living space and a 4.77-acre lot.

When was 18948 N Ramsey Rd, Rathdrum, ID built?

18948 N Ramsey Rd, Rathdrum, ID was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 18948 N Ramsey Rd, Rathdrum, ID?

18948 N Ramsey Rd, Rathdrum, ID is assigned to Garwood Elementary School (elementary), rated C-; Lakeland High School (high), rated A; Lakeland Middle School (middle), rated C+. All sit in Lakeland Joint School District 272. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18948 N Ramsey Rd, Rathdrum, ID compare to other homes in Rathdrum 83858?

Among the 8,676 homes in Rathdrum 83858, it is worth more than 95% of them ($1,427,038 against a typical $577,115), its price per square foot is higher than 65% of them ($389 against a typical $352), it is bigger than 95% of them (3,668 ft² against a typical 1,750 ft²), its lot is bigger than 75% of them (4.77 ac against a typical 0.28 ac) and it is newer than 54% of them (2004 against a typical 2002). Measured against all of Kootenai County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18948 N Ramsey Rd, Rathdrum, ID?

The 2025 property tax bill for 18948 N Ramsey Rd, Rathdrum, ID was $4,049. The county assessed it at $1,119,855.

Closest homes

More homes in Rathdrum 83858

Assigned schools

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