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Rural ResidenceResidential
$852,688$425 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $69,900 on Oct 25, 2002

18960 UPPER SPUNK LAKE RD

AVON, MN 56310
3
Beds
2.5
Baths
2,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
60 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
15
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$853K
$801K low$904K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$69,900 · Oct 25, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,482 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$839,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$285,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$554,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$810,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$839,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
63
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.60.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Avon Elementary SchoolA
Elementary · Grades PK–5 · 2.6 mi
H
Albany Area High SchoolA-
High · Grades 9–12 · 3.6 mi
M
Albany Area Middle SchoolB+
Middle · Grades 6–8 · 3.6 mi

District: Albany Public School District

Neighborhood · ZIP 56310These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,465
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.86 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,280
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,796
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18960 Upper Spunk Lake Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Stearns County
  • Among the highest price per square foot in Avon 56310
  • Bigger than 84% of homes in Stearns County
  • Has a bigger lot than 96% of homes in Stearns County
  • Newer than 87% of homes in Stearns County

What homes are worth in Avon 56310

Each bar is how many homes fall in that price range. The marker is this home.

This home
$171K$824K

This home is worth more than 98% of homes in Avon 56310.

How it measures up in Avon 56310

The dot is this home. The mark in the middle is the typical home in Avon 56310.

Estimated value$852,688
CheaperTypical $365,849Pricier

Pricier than 98% of homes nearby

Price per ft²$425
CheaperTypical $262Pricier

Pricier than almost all homes nearby

Living area2,008 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 83% of homes nearby

Lot size60 ac
SmallerTypical 1.08 acBigger

Bigger than 93% of homes nearby

Year built2005
OlderTypical 1985Newer

Newer than 85% of homes nearby

How 18960 Upper Spunk Lake Rd ranks against every home in each area.
MeasureThis homeAvon 56310Stearns County
Estimated valuepricier than$852,68898% of homesalmost all homes
Price per ft²pricier than$425almost all homesalmost all homes
Living areabigger than2,008 ft²83% of homes84% of homes
Lot sizebigger than60 ac93% of homes96% of homes
Year builtnewer than200585% of homes87% of homes

About 18960 Upper Spunk Lake Rd

How much is 18960 Upper Spunk Lake Rd, Avon, MN worth?

The TopHap Estimate for 18960 Upper Spunk Lake Rd, Avon, MN is $852,688 as of Oct 21, 2026. The likely range is $801,076 to $904,300. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18960 Upper Spunk Lake Rd, Avon, MN last sell?

18960 Upper Spunk Lake Rd, Avon, MN last sold on Oct 25, 2002 for $69,900, according to the county's recorded deed.

How big is 18960 Upper Spunk Lake Rd, Avon, MN?

18960 Upper Spunk Lake Rd, Avon, MN has 3 bedrooms, 2.5 bathrooms, 2,008 square feet of living space and a 60.00-acre lot.

When was 18960 Upper Spunk Lake Rd, Avon, MN built?

18960 Upper Spunk Lake Rd, Avon, MN was built in 2005, making it 21 years old. It is a ranch home. The building has 1 story.

What schools serve 18960 Upper Spunk Lake Rd, Avon, MN?

18960 Upper Spunk Lake Rd, Avon, MN is assigned to Avon Elementary School (elementary), rated A; Albany Area High School (high), rated A-; Albany Area Middle School (middle), rated B+. All sit in Albany Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18960 Upper Spunk Lake Rd, Avon, MN compare to other homes in Avon 56310?

Among the 2,343 homes in Avon 56310, it is worth more than 98% of them ($852,688 against a typical $365,849), its price per square foot is higher than almost all of them ($425 against a typical $262), it is bigger than 83% of them (2,008 ft² against a typical 1,400 ft²), its lot is bigger than 93% of them (60 ac against a typical 1.08 ac) and it is newer than 85% of them (2005 against a typical 1985). Measured against all of Stearns County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18960 Upper Spunk Lake Rd, Avon, MN?

The 2026 property tax bill for 18960 Upper Spunk Lake Rd, Avon, MN was $5,482. The county assessed it at $839,800.

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