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Single Family ResidenceResidential
$740,107$257 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $32,500 on Oct 23, 2023

190 CROSS HARBOR DR

PENHOOK, VA 24137
3
Beds
3.5
Baths
2,876 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$740K
$693K low$788K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$32,500 · Oct 23, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,830 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$602,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$55,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$547,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$602,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$602,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
Lot (acres)The size of the land the home sits on, from county records.0.49
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Brick (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 110 ft²Patio · 324 ft²Porch · 180 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Glade Hill Elementary SchoolC+
Elementary · Grades PK–5 · 7.3 mi
H
Franklin County High SchoolC
High · Grades 9–12 · 14.1 mi
M
Benjamin Franklin Middle SchoolB+
Middle · Grades 6–8 · 14.4 mi

District: Franklin County Public Schools

Neighborhood · ZIP 24137These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.60%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,556
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,712
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$154,081
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

190 Cross Harbor Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Franklin County
  • Bigger than 93% of homes in Franklin County
  • Has a smaller lot than 85% of homes in Franklin County

What homes are worth in Penhook 24137

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$3.3M

This home is worth more than 65% of homes in Penhook 24137.

How it measures up in Penhook 24137

The dot is this home. The mark in the middle is the typical home in Penhook 24137.

Estimated value$740,107
CheaperTypical $488,097Pricier

Pricier than 65% of homes nearby

Price per ft²$257
CheaperTypical $387Pricier

Pricier than 38% of homes nearby

Living area2,876 ft²
SmallerTypical 1,716 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.49 ac
SmallerTypical 1 acBigger

Bigger than 19% of homes nearby

Year built1988
OlderTypical 1990Newer

Newer than 43% of homes nearby

How 190 Cross Harbor Dr ranks against every home in each area.
MeasureThis homePenhook 24137Franklin County
Estimated valuepricier than$740,10765% of homes81% of homes
Price per ft²pricier than$25738% of homes59% of homes
Living areabigger than2,876 ft²89% of homes93% of homes
Lot sizebigger than0.49 ac19% of homes15% of homes
Year builtnewer than198843% of homes50% of homes

About 190 Cross Harbor Dr

How much is 190 Cross Harbor Dr, Penhook, VA worth?

The TopHap Estimate for 190 Cross Harbor Dr, Penhook, VA is $740,107 as of Oct 21, 2026. The likely range is $692,620 to $787,594. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 190 Cross Harbor Dr, Penhook, VA last sell?

190 Cross Harbor Dr, Penhook, VA last sold on Oct 23, 2023 for $32,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 190 Cross Harbor Dr, Penhook, VA?

190 Cross Harbor Dr, Penhook, VA has 3 bedrooms, 3.5 bathrooms, 2,876 square feet of living space and a 0.49-acre lot.

When was 190 Cross Harbor Dr, Penhook, VA built?

190 Cross Harbor Dr, Penhook, VA was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 190 Cross Harbor Dr, Penhook, VA?

190 Cross Harbor Dr, Penhook, VA is assigned to Glade Hill Elementary School (elementary), rated C+; Franklin County High School (high), rated C; Benjamin Franklin Middle School (middle), rated B+. All sit in Franklin County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 190 Cross Harbor Dr, Penhook, VA compare to other homes in Penhook 24137?

Among the 1,832 homes in Penhook 24137, it is worth more than 65% of them ($740,107 against a typical $488,097), its price per square foot is higher than 38% of them ($257 against a typical $387), it is bigger than 89% of them (2,876 ft² against a typical 1,716 ft²), its lot is bigger than 19% of them (0.49 ac against a typical 1 ac) and it is newer than 43% of them (1988 against a typical 1990). Measured against all of Franklin County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 190 Cross Harbor Dr, Penhook, VA?

The 2026 property tax bill for 190 Cross Harbor Dr, Penhook, VA was $2,830. The county assessed it at $602,200.

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