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Single Family ResidenceResidential
$296,595$185 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $135,000 on Jan 20, 2010

190 E SPECK RD

RICKMAN, TN 38580
2
Baths
1,600 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.54 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$297K
$273K low$320K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,000 · Jan 20, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$188,595
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$150,876
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$108,000
MORTGAGE INVTRS SECURITIES · recorded Jan 25, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$856 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,050 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$34,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$38,050
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$152,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOverton
Lot (acres)The size of the land the home sits on, from county records.0.54
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 424 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rickman Elementary SchoolB-
Elementary · Grades PK–8 · 1.4 mi
H
Livingston AcademyC
High · Grades 9–12 · 8.5 mi

District: Overton County School District

Neighborhood · ZIP 38580These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,146
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,871
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,909
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

190 E Speck Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Overton County
  • Costs more per square foot than 65% of homes in Overton County
  • Bigger than 66% of homes in Overton County
  • Has a smaller lot than 82% of homes in Overton County
  • Newer than 83% of homes in Overton County

What homes are worth in Rickman 38580

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$658K

This home is worth more than 58% of homes in Rickman 38580.

How it measures up in Rickman 38580

The dot is this home. The mark in the middle is the typical home in Rickman 38580.

Estimated value$296,595
CheaperTypical $275,842Pricier

Pricier than 58% of homes nearby

Price per ft²$185
CheaperTypical $180Pricier

Pricier than 57% of homes nearby

Living area1,600 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.54 ac
SmallerTypical 1.03 acBigger

Bigger than 22% of homes nearby

Year built2008
OlderTypical 1999Newer

Newer than 73% of homes nearby

How 190 E Speck Rd ranks against every home in each area.
MeasureThis homeRickman 38580Overton County
Estimated valuepricier than$296,59558% of homes69% of homes
Price per ft²pricier than$18557% of homes65% of homes
Living areabigger than1,600 ft²59% of homes66% of homes
Lot sizebigger than0.54 ac22% of homes18% of homes
Year builtnewer than200873% of homes83% of homes

About 190 E Speck Rd

How much is 190 E Speck Rd, Rickman, TN worth?

The TopHap Estimate for 190 E Speck Rd, Rickman, TN is $296,595 as of Jul 14, 2026. The likely range is $272,901 to $320,289. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 190 E Speck Rd, Rickman, TN last sell?

190 E Speck Rd, Rickman, TN last sold on Jan 20, 2010 for $135,000, according to the county's recorded deed.

How big is 190 E Speck Rd, Rickman, TN?

190 E Speck Rd, Rickman, TN has 2 bathrooms, 1,600 square feet of living space and a 0.54-acre lot.

When was 190 E Speck Rd, Rickman, TN built?

190 E Speck Rd, Rickman, TN was built in 2008, making it 18 years old. The building has 1 story.

What schools serve 190 E Speck Rd, Rickman, TN?

190 E Speck Rd, Rickman, TN is assigned to Rickman Elementary School (elementary), rated B-; Livingston Academy (high), rated C. All sit in Overton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 190 E Speck Rd, Rickman, TN compare to other homes in Rickman 38580?

Among the 894 homes in Rickman 38580, it is worth more than 58% of them ($296,595 against a typical $275,842), its price per square foot is higher than 57% of them ($185 against a typical $180), it is bigger than 59% of them (1,600 ft² against a typical 1,488 ft²), its lot is bigger than 22% of them (0.54 ac against a typical 1.03 ac) and it is newer than 73% of them (2008 against a typical 1999). Measured against all of Overton County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 190 E Speck Rd, Rickman, TN?

The 2024 property tax bill for 190 E Speck Rd, Rickman, TN was $856. The county assessed it at $38,050.

Closest homes

More homes in Rickman 38580

Assigned schools

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