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Single Family ResidenceResidential
$517,560
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

190 HARBOR RD

SWANS ISLAND, ME 04685
0
Baths
3.75 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$518K
$408K low$627K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,475 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$332,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$268,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$334,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.69 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHANCOCK
Lot (acres)The size of the land the home sits on, from county records.3.75
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Swans Island Elementary SchoolA
Elementary · Grades KG–8 · 2.8 mi

District: School Administrative District 76

Neighborhood · ZIP 04685These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.160
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.48%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.719
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,204
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,986
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

190 Harbor Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Swans Island 04685
  • Has a bigger lot than 74% of homes in Hancock County

What homes are worth in Swans Island 04685

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$1.3M

This home is worth more than 78% of homes in Swans Island 04685.

How it measures up in Swans Island 04685

The dot is this home. The mark in the middle is the typical home in Swans Island 04685.

Estimated value$517,560
CheaperTypical $307,161Pricier

Pricier than 78% of homes nearby

Lot size3.75 ac
SmallerTypical 2.06 acBigger

Bigger than 73% of homes nearby

How 190 Harbor Rd ranks against every home in each area.
MeasureThis homeSwans Island 04685Hancock County
Estimated valuepricier than$517,56078% of homes61% of homes
Lot sizebigger than3.75 ac73% of homes74% of homes

About 190 Harbor Rd

How much is 190 Harbor Rd, Swans Island, ME worth?

The TopHap Estimate for 190 Harbor Rd, Swans Island, ME is $517,560 as of Sep 24, 2026. The likely range is $407,886 to $627,234. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 190 Harbor Rd, Swans Island, ME last sell?

190 Harbor Rd, Swans Island, ME last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 190 Harbor Rd, Swans Island, ME?

190 Harbor Rd, Swans Island, ME is assigned to Swans Island Elementary School (elementary), rated A. All sit in School Administrative District 76. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 190 Harbor Rd, Swans Island, ME compare to other homes in Swans Island 04685?

Among the 200 homes in Swans Island 04685, it is worth more than 78% of them ($517,560 against a typical $307,161) and its lot is bigger than 73% of them (3.75 ac against a typical 2.06 ac). Measured against all of Hancock County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 190 Harbor Rd, Swans Island, ME?

The 2025 property tax bill for 190 Harbor Rd, Swans Island, ME was $5,475. The county assessed it at $332,800.

More homes on Harbor Rd

Closest homes

More homes in Swans Island 04685

Assigned schools

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See this home in context

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