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Single Family ResidenceResidential
$157,565$285 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

190 N RICHARDS LN

MORGANFIELD, KY 42437
3
Beds
2 / 1
Baths
552 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.78 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$158K
$136K low$179K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,281 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$173,625 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$143,625
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$173,625
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$173,625

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
48
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.1.78
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Morganfield Elementary SchoolC-
Elementary · Grades KG–5 · 0.5 mi
H
Union County High SchoolC
High · Grades 9–12 · 4.0 mi
M
Union County Middle SchoolD+
Middle · Grades 6–8 · 4.0 mi

District: Union County School District

Neighborhood · ZIP 42437These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.187

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,102
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,671
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,495
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

190 N Richards Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Union County
  • Costs more per square foot than 78% of homes in Union County
  • Smaller than 77% of homes in Union County
  • Has a bigger lot than 74% of homes in Morganfield 42437

What homes are worth in Morganfield 42437

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$429K

This home is worth more than 59% of homes in Morganfield 42437.

How it measures up in Morganfield 42437

The dot is this home. The mark in the middle is the typical home in Morganfield 42437.

Estimated value$157,565
CheaperTypical $135,394Pricier

Pricier than 59% of homes nearby

Price per ft²$285
CheaperTypical $174Pricier

Pricier than 69% of homes nearby

Living area552 ft²
SmallerTypical 832 ft²Bigger

Bigger than 27% of homes nearby

Lot size1.78 ac
SmallerTypical 0.58 acBigger

Bigger than 74% of homes nearby

How 190 N Richards Ln ranks against every home in each area.
MeasureThis homeMorganfield 42437Union County
Estimated valuepricier than$157,56559% of homes68% of homes
Price per ft²pricier than$28569% of homes78% of homes
Living areabigger than552 ft²27% of homes23% of homes
Lot sizebigger than1.78 ac74% of homes74% of homes

About 190 N Richards Ln

How much is 190 N Richards Ln, Morganfield, KY worth?

The TopHap Estimate for 190 N Richards Ln, Morganfield, KY is $157,565 as of Aug 30, 2026. The likely range is $136,122 to $179,008. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 190 N Richards Ln, Morganfield, KY?

190 N Richards Ln, Morganfield, KY has 3 bedrooms, 2 bathrooms, 552 square feet of living space and a 1.78-acre lot.

What schools serve 190 N Richards Ln, Morganfield, KY?

190 N Richards Ln, Morganfield, KY is assigned to Morganfield Elementary School (elementary), rated C-; Union County High School (high), rated C; Union County Middle School (middle), rated D+. All sit in Union County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 190 N Richards Ln, Morganfield, KY compare to other homes in Morganfield 42437?

Among the 2,600 homes in Morganfield 42437, it is worth more than 59% of them ($157,565 against a typical $135,394), its price per square foot is higher than 69% of them ($285 against a typical $174), it is bigger than 27% of them (552 ft² against a typical 832 ft²) and its lot is bigger than 74% of them (1.78 ac against a typical 0.58 ac). Measured against all of Union County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 190 N Richards Ln, Morganfield, KY?

The 2025 property tax bill for 190 N Richards Ln, Morganfield, KY was $1,281. The county assessed it at $173,625.

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