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Single Family ResidenceResidential
$334,063$203 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

190 US ROUTE 5

DERBY, VT 05829
3
Beds
1.5
Baths
1,642 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$334K
$209K low$459K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$334,063
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$267,250

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,407 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$194,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$153,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyORLEANS
Lot (acres)The size of the land the home sits on, from county records.1.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Derby Elementary SchoolB
Elementary · Grades PK–6 · 0.8 mi
M
North Country Union Junior High SchoolC-
Middle · Grades 7–8 · 3.2 mi
H
North Country Union High SchoolC+
High · Grades 9–12 · 5.7 mi

District: Derby School District

Neighborhood · ZIP 05829These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,562
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,372
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

190 Us Route 5 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 68% of homes in Derby 05829
  • Bigger than 66% of homes in Derby 05829

What homes are worth in Derby 05829

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$875K

This home is worth more than 56% of homes in Derby 05829.

How it measures up in Derby 05829

The dot is this home. The mark in the middle is the typical home in Derby 05829.

Estimated value$334,063
CheaperTypical $314,279Pricier

Pricier than 56% of homes nearby

Price per ft²$203
CheaperTypical $240Pricier

Pricier than 32% of homes nearby

Living area1,642 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 66% of homes nearby

Lot size1.25 ac
SmallerTypical 1.43 acBigger

Bigger than 48% of homes nearby

Year built1972
OlderTypical 1979Newer

Newer than 41% of homes nearby

How 190 Us Route 5 ranks against every home in each area.
MeasureThis homeDerby 05829Orleans County
Estimated valuepricier than$334,06356% of homes59% of homes
Price per ft²pricier than$20332% of homes43% of homes
Living areabigger than1,642 ft²66% of homes66% of homes
Lot sizebigger than1.25 ac48% of homes39% of homes
Year builtnewer than197241% of homes43% of homes

About 190 Us Route 5

How much is 190 Us Route 5, Derby, VT worth?

The TopHap Estimate for 190 Us Route 5, Derby, VT is $334,063 as of Jul 14, 2026. The likely range is $208,997 to $459,129. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 190 Us Route 5, Derby, VT last sell?

190 Us Route 5, Derby, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 190 Us Route 5, Derby, VT?

190 Us Route 5, Derby, VT has 3 bedrooms, 1.5 bathrooms, 1,642 square feet of living space and a 1.25-acre lot.

When was 190 Us Route 5, Derby, VT built?

190 Us Route 5, Derby, VT was built in 1972, making it 54 years old. It is a ranch home. The building has 1 story.

What schools serve 190 Us Route 5, Derby, VT?

190 Us Route 5, Derby, VT is assigned to Derby Elementary School (elementary), rated B; North Country Union Junior High School (middle), rated C-; North Country Union High School (high), rated C+. All sit in Derby School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 190 Us Route 5, Derby, VT compare to other homes in Derby 05829?

Among the 1,122 homes in Derby 05829, it is worth more than 56% of them ($334,063 against a typical $314,279), its price per square foot is higher than 32% of them ($203 against a typical $240), it is bigger than 66% of them (1,642 ft² against a typical 1,344 ft²), its lot is bigger than 48% of them (1.25 ac against a typical 1.43 ac) and it is newer than 41% of them (1972 against a typical 1979). Measured against all of Orleans County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 190 Us Route 5, Derby, VT?

The 2024 property tax bill for 190 Us Route 5, Derby, VT was $4,407. The county assessed it at $194,300.

Closest homes

More homes in Derby 05829

Assigned schools

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