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Single Family ResidenceResidential
$393,610$238 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $50,000 on Oct 11, 2022

190 W SPEARMAN RD

WESTMINSTER, SC 29693
4
Beds
2
Baths
1,656 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
52.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$394K
$348K low$439K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Oct 11, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$595 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,708 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,578
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,130
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,708
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$342,690

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
74
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
50
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOconee
Lot (acres)The size of the land the home sits on, from county records.52.48
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fair-Oak Elementary SchoolC+
Elementary · Grades PK–5 · 2.4 mi
H
West-Oak High SchoolC
High · Grades 9–12 · 3.6 mi
M
West-Oak Middle SchoolC
Middle · Grades 6–8 · 7.6 mi

District: Oconee County School District

Neighborhood · ZIP 29693These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.88

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.15,309
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.90 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,822
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,765
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

190 W Spearman Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Westminster 29693
  • Costs more per square foot than 82% of homes in Westminster 29693
  • Bigger than 68% of homes in Westminster 29693
  • Has a bigger lot than 98% of homes in Oconee County
  • Newer than 73% of homes in Westminster 29693

What homes are worth in Westminster 29693

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$788K

This home is worth more than 84% of homes in Westminster 29693.

How it measures up in Westminster 29693

The dot is this home. The mark in the middle is the typical home in Westminster 29693.

Estimated value$393,610
CheaperTypical $195,199Pricier

Pricier than 84% of homes nearby

Price per ft²$238
CheaperTypical $157Pricier

Pricier than 82% of homes nearby

Living area1,656 ft²
SmallerTypical 1,386 ft²Bigger

Bigger than 68% of homes nearby

Lot size52.48 ac
SmallerTypical 1.19 acBigger

Bigger than 97% of homes nearby

Year built1998
OlderTypical 1988Newer

Newer than 73% of homes nearby

How 190 W Spearman Rd ranks against every home in each area.
MeasureThis homeWestminster 29693Oconee County
Estimated valuepricier than$393,61084% of homes68% of homes
Price per ft²pricier than$23882% of homes69% of homes
Living areabigger than1,656 ft²68% of homes57% of homes
Lot sizebigger than52.48 ac97% of homes98% of homes
Year builtnewer than199873% of homes65% of homes

About 190 W Spearman Rd

How much is 190 W Spearman Rd, Westminster, SC worth?

The TopHap Estimate for 190 W Spearman Rd, Westminster, SC is $393,610 as of Sep 24, 2026. The likely range is $348,118 to $439,102. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 190 W Spearman Rd, Westminster, SC last sell?

190 W Spearman Rd, Westminster, SC last sold on Oct 11, 2022 for $50,000, according to the county's recorded deed.

How big is 190 W Spearman Rd, Westminster, SC?

190 W Spearman Rd, Westminster, SC has 4 bedrooms, 2 bathrooms, 1,656 square feet of living space and a 52.48-acre lot.

When was 190 W Spearman Rd, Westminster, SC built?

190 W Spearman Rd, Westminster, SC was built in 1998, making it 28 years old. It is a traditional/old home. The building has 1 story.

What schools serve 190 W Spearman Rd, Westminster, SC?

190 W Spearman Rd, Westminster, SC is assigned to Fair-Oak Elementary School (elementary), rated C+; West-Oak High School (high), rated C; West-Oak Middle School (middle), rated C. All sit in Oconee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 190 W Spearman Rd, Westminster, SC compare to other homes in Westminster 29693?

Among the 9,128 homes in Westminster 29693, it is worth more than 84% of them ($393,610 against a typical $195,199), its price per square foot is higher than 82% of them ($238 against a typical $157), it is bigger than 68% of them (1,656 ft² against a typical 1,386 ft²), its lot is bigger than 97% of them (52.48 ac against a typical 1.19 ac) and it is newer than 73% of them (1998 against a typical 1988). Measured against all of Oconee County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 190 W Spearman Rd, Westminster, SC?

The 2025 property tax bill for 190 W Spearman Rd, Westminster, SC was $595. The county assessed it at $13,708.

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