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Single Family ResidenceResidential
$612,031$351 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 55How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1900 RIDGEWOOD DR

CHATTANOOGA, TN 37404
2 / 1
Baths
1,746 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$612K
$339K low$885K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$395,031
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$316,025
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$152,000
WELLS FARGO BANK NA · recorded Mar 6, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$65,000
REGIONS BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$715 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,175 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,350
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$188,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHamilton
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.0.80
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Side Elementary SchoolB-
Elementary · Grades KG–5 · 0.7 mi
M
Orchard Knob Middle SchoolD+
Middle · Grades 6–8 · 2.0 mi
H
The Howard SchoolC
High · Grades 9–12 · 2.5 mi

District: Hamilton County School District

Neighborhood · ZIP 37404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.143

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.13,741
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,707 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,435
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,426
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1900 Ridgewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Ridgedale / Oak Grove / Clifton Hills
  • Among the highest price per square foot in Ridgedale / Oak Grove / Clifton Hills
  • Bigger than 81% of homes in Ridgedale / Oak Grove / Clifton Hills
  • Has a bigger lot than 96% of homes in Ridgedale / Oak Grove / Clifton Hills
  • Older than 88% of homes in Hamilton County

What homes are worth in Chattanooga 37404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$1M

This home is worth more than 93% of homes in Chattanooga 37404.

How it measures up in Chattanooga 37404

The dot is this home. The mark in the middle is the typical home in Chattanooga 37404.

Estimated value$612,031
CheaperTypical $227,898Pricier

Pricier than 93% of homes nearby

Price per ft²$351
CheaperTypical $165Pricier

Pricier than 98% of homes nearby

Living area1,746 ft²
SmallerTypical 1,433 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.8 ac
SmallerTypical 0.16 acBigger

Bigger than 93% of homes nearby

Year built1940
OlderTypical 1940Newer

Newer than 54% of homes nearby

How 1900 Ridgewood Dr ranks against every home in each area.
MeasureThis homeRidgedale / Oak Grove / Clifton HillsChattanooga 37404Hamilton County
Estimated valuepricier than$612,03198% of homes93% of homes85% of homes
Price per ft²pricier than$351almost all homes98% of homes95% of homes
Living areabigger than1,746 ft²81% of homes69% of homes51% of homes
Lot sizebigger than0.8 ac96% of homes93% of homes74% of homes
Year builtnewer than194054% of homes54% of homes12% of homes

About 1900 Ridgewood Dr

How much is 1900 Ridgewood Dr, Chattanooga, TN worth?

The TopHap Estimate for 1900 Ridgewood Dr, Chattanooga, TN is $612,031 as of Jul 14, 2026. The likely range is $338,614 to $885,448. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1900 Ridgewood Dr, Chattanooga, TN?

1900 Ridgewood Dr, Chattanooga, TN has 2 bathrooms, 1,746 square feet of living space and a 0.80-acre lot.

When was 1900 Ridgewood Dr, Chattanooga, TN built?

1900 Ridgewood Dr, Chattanooga, TN was built in 1940, making it 86 years old. The building has 2 stories.

What schools serve 1900 Ridgewood Dr, Chattanooga, TN?

1900 Ridgewood Dr, Chattanooga, TN is assigned to East Side Elementary School (elementary), rated B-; Orchard Knob Middle School (middle), rated D+; The Howard School (high), rated C. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1900 Ridgewood Dr, Chattanooga, TN compare to other homes in Chattanooga 37404?

Among the 4,768 homes in Chattanooga 37404, it is worth more than 93% of them ($612,031 against a typical $227,898), its price per square foot is higher than 98% of them ($351 against a typical $165), it is bigger than 69% of them (1,746 ft² against a typical 1,433 ft²), its lot is bigger than 93% of them (0.8 ac against a typical 0.16 ac) and it is newer than 54% of them (1940 against a typical 1940). Measured against all of Hamilton County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1900 Ridgewood Dr, Chattanooga, TN?

The 2025 property tax bill for 1900 Ridgewood Dr, Chattanooga, TN was $715. The county assessed it at $47,175.

Closest homes

More homes in Chattanooga 37404

Assigned schools

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