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Single Family ResidenceResidential
$520,749$296 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $644,048 on Jun 15, 2026

1901 ROYAL TERN ST

PANAMA CITY, FL 32405
3
Beds
2
Baths
1,760 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$521K
$465K low$576K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$644,048 · Jun 15, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,678 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$143,782 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$453,143

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBAY
Lot (acres)The size of the land the home sits on, from county records.0.18
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Northside Elementary SchoolC-
Elementary · Grades PK–5 · 1.9 mi
M
Jinks Middle SchoolD
Middle · Grades 6–8 · 3.1 mi
H
Bay High SchoolC
High · Grades 9–12 · 3.3 mi

District: Bay County School District

Neighborhood · ZIP 32405These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,625
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,574 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,511
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,174
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1901 Royal Tern St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Panama City 32405
  • Among the highest price per square foot in Panama City 32405
  • Bigger than 68% of homes in Bay County
  • Has a smaller lot than 73% of homes in Panama City 32405

What homes are worth in Panama City 32405

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$750K

This home is worth more than 91% of homes in Panama City 32405.

How it measures up in Panama City 32405

The dot is this home. The mark in the middle is the typical home in Panama City 32405.

Estimated value$520,749
CheaperTypical $273,843Pricier

Pricier than 91% of homes nearby

Price per ft²$296
CheaperTypical $168Pricier

Pricier than almost all homes nearby

Living area1,760 ft²
SmallerTypical 1,640 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.18 ac
SmallerTypical 0.25 acBigger

Bigger than 27% of homes nearby

How 1901 Royal Tern St ranks against every home in each area.
MeasureThis homePanama City 32405Bay County
Estimated valuepricier than$520,74991% of homes79% of homes
Price per ft²pricier than$296almost all homes69% of homes
Living areabigger than1,760 ft²59% of homes68% of homes
Lot sizebigger than0.18 ac27% of homes39% of homes

About 1901 Royal Tern St

How much is 1901 Royal Tern St, Panama City, FL worth?

The TopHap Estimate for 1901 Royal Tern St, Panama City, FL is $520,749 as of Aug 30, 2026. The likely range is $465,100 to $576,398. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1901 Royal Tern St, Panama City, FL last sell?

1901 Royal Tern St, Panama City, FL last sold on Jun 15, 2026 for $644,048, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 1901 Royal Tern St, Panama City, FL?

1901 Royal Tern St, Panama City, FL has 3 bedrooms, 2 bathrooms, 1,760 square feet of living space and a 0.18-acre lot.

What schools serve 1901 Royal Tern St, Panama City, FL?

1901 Royal Tern St, Panama City, FL is assigned to Northside Elementary School (elementary), rated C-; Jinks Middle School (middle), rated D; Bay High School (high), rated C. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1901 Royal Tern St, Panama City, FL compare to other homes in Panama City 32405?

Among the 9,986 homes in Panama City 32405, it is worth more than 91% of them ($520,749 against a typical $273,843), its price per square foot is higher than almost all of them ($296 against a typical $168), it is bigger than 59% of them (1,760 ft² against a typical 1,640 ft²) and its lot is bigger than 27% of them (0.18 ac against a typical 0.25 ac). Measured against all of Bay County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1901 Royal Tern St, Panama City, FL?

The 2025 property tax bill for 1901 Royal Tern St, Panama City, FL was $1,678. The county assessed it at $143,782.

More homes on Royal Tern St

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Assigned schools

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