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Single Family ResidenceResidential
$199,681$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1903 ELMSMERE AVE

RICHMOND, VA 23227
3
Beds
2
Baths
1,096 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$200K
$161K low$238K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$12,881
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$10,305
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$186,800
EMBRACE HOME LOANS INC · R · recorded Oct 21, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,744 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$312,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$93,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$219,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$299,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$312,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRICHMOND CITY
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 170 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Linwood Holton Elementary SchoolB
Elementary · Grades KG–5 · 0.5 mi
H
John Marshall High SchoolB-
High · Grades 9–12 · 1.5 mi
M
Thomas H. Henderson Middle SchoolD-
Middle · Grades 6–8 · 1.6 mi

District: Richmond City Public Schools

Neighborhood · ZIP 23227These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.26,569
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,198 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,019
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1903 Elmsmere Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Rosedale
  • Smaller than 90% of homes in Richmond 23227
  • Has a smaller lot than 90% of homes in Rosedale
  • Among the newest homes in Rosedale

What homes are worth in Richmond 23227

Each bar is how many homes fall in that price range. The marker is this home.

This home
$136K$667K

This home is worth more than 14% of homes in Richmond 23227.

How it measures up in Richmond 23227

The dot is this home. The mark in the middle is the typical home in Richmond 23227.

Estimated value$199,681
CheaperTypical $286,243Pricier

Pricier than 14% of homes nearby

Price per ft²$182
CheaperTypical $169Pricier

Pricier than 60% of homes nearby

Living area1,096 ft²
SmallerTypical 1,646 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.16 ac
SmallerTypical 0.28 acBigger

Bigger than 15% of homes nearby

Year built2004
OlderTypical 1959Newer

Newer than 88% of homes nearby

How 1903 Elmsmere Ave ranks against every home in each area.
MeasureThis homeRosedaleRichmond 23227Richmond city County
Estimated valuepricier than$199,68110% of homes14% of homes34% of homes
Price per ft²pricier than$18253% of homes60% of homes56% of homes
Living areabigger than1,096 ft²16% of homes10% of homes22% of homes
Lot sizebigger than0.16 ac10% of homes15% of homes48% of homes
Year builtnewer than2004almost all homes88% of homes89% of homes

About 1903 Elmsmere Ave

How much is 1903 Elmsmere Ave, Richmond, VA worth?

The TopHap Estimate for 1903 Elmsmere Ave, Richmond, VA is $199,681 as of Jul 14, 2026. The likely range is $161,045 to $238,317. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1903 Elmsmere Ave, Richmond, VA last sell?

1903 Elmsmere Ave, Richmond, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1903 Elmsmere Ave, Richmond, VA?

1903 Elmsmere Ave, Richmond, VA has 3 bedrooms, 2 bathrooms, 1,096 square feet of living space and a 0.16-acre lot.

When was 1903 Elmsmere Ave, Richmond, VA built?

1903 Elmsmere Ave, Richmond, VA was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 1903 Elmsmere Ave, Richmond, VA?

1903 Elmsmere Ave, Richmond, VA is assigned to Linwood Holton Elementary School (elementary), rated B; John Marshall High School (high), rated B-; Thomas H. Henderson Middle School (middle), rated D-. All sit in Richmond City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1903 Elmsmere Ave, Richmond, VA compare to other homes in Richmond 23227?

Among the 7,274 homes in Richmond 23227, it is worth more than 14% of them ($199,681 against a typical $286,243), its price per square foot is higher than 60% of them ($182 against a typical $169), it is bigger than 10% of them (1,096 ft² against a typical 1,646 ft²), its lot is bigger than 15% of them (0.16 ac against a typical 0.28 ac) and it is newer than 88% of them (2004 against a typical 1959). Measured against all of Richmond city County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1903 Elmsmere Ave, Richmond, VA?

The 2026 property tax bill for 1903 Elmsmere Ave, Richmond, VA was $3,744. The county assessed it at $312,000.

Closest homes

More homes in Richmond 23227

Assigned schools

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