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Single Family ResidenceResidential
$437,470$173 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $498,000 on Sep 17, 2024

1905 GAINES ST

PEA RIDGE, AR 72751
3
Baths
2,531 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$437K
$400K low$475K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$498,000 · Sep 17, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.108%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$468,711
MUTUAL OF OMAHA MORTGAGE INC · recorded Sep 17, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,900 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$96,157 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,557
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$96,157
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$480,785

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
67
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
38
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBenton
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Fiberglass
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 336 ft²Porch · 225 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Pea Ridge High SchoolC+
High · Grades 10–12 · 1.0 mi
E
Pea Ridge Primary School
Elementary · Grades PK–2 · 1.2 mi
M
Pea Ridge Junior High SchoolB-
Middle · Grades 7–9 · 1.4 mi

District: Pea Ridge School District

Neighborhood · ZIP 72751These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.129
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.8,439
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.334 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,961
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,721
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1905 Gaines St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Pea Ridge 72751
  • Costs less per square foot than 87% of homes in Pea Ridge 72751
  • Bigger than 89% of homes in Pea Ridge 72751
  • Has a smaller lot than 86% of homes in Pea Ridge 72751

What homes are worth in Pea Ridge 72751

Each bar is how many homes fall in that price range. The marker is this home.

This home
$154K$842K

This home is worth more than 74% of homes in Pea Ridge 72751.

How it measures up in Pea Ridge 72751

The dot is this home. The mark in the middle is the typical home in Pea Ridge 72751.

Estimated value$437,470
CheaperTypical $361,512Pricier

Pricier than 74% of homes nearby

Price per ft²$173
CheaperTypical $209Pricier

Pricier than 13% of homes nearby

Living area2,531 ft²
SmallerTypical 1,716 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.22 ac
SmallerTypical 0.29 acBigger

Bigger than 14% of homes nearby

How 1905 Gaines St ranks against every home in each area.
MeasureThis homePea Ridge 72751Benton County
Estimated valuepricier than$437,47074% of homes59% of homes
Price per ft²pricier than$17313% of homes13% of homes
Living areabigger than2,531 ft²89% of homes79% of homes
Lot sizebigger than0.22 ac14% of homes25% of homes

About 1905 Gaines St

How much is 1905 Gaines St, Pea Ridge, AR worth?

The TopHap Estimate for 1905 Gaines St, Pea Ridge, AR is $437,470 as of Jul 14, 2026. The likely range is $399,858 to $475,082. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1905 Gaines St, Pea Ridge, AR last sell?

1905 Gaines St, Pea Ridge, AR last sold on Sep 17, 2024 for $498,000, according to the county's recorded deed.

How big is 1905 Gaines St, Pea Ridge, AR?

1905 Gaines St, Pea Ridge, AR has 3 bathrooms, 2,531 square feet of living space and a 0.22-acre lot.

What schools serve 1905 Gaines St, Pea Ridge, AR?

1905 Gaines St, Pea Ridge, AR is assigned to Pea Ridge High School (high), rated C+; Pea Ridge Primary School (elementary); Pea Ridge Junior High School (middle), rated B-. All sit in Pea Ridge School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1905 Gaines St, Pea Ridge, AR compare to other homes in Pea Ridge 72751?

Among the 4,645 homes in Pea Ridge 72751, it is worth more than 74% of them ($437,470 against a typical $361,512), its price per square foot is higher than 13% of them ($173 against a typical $209), it is bigger than 89% of them (2,531 ft² against a typical 1,716 ft²) and its lot is bigger than 14% of them (0.22 ac against a typical 0.29 ac). Measured against all of Benton County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1905 Gaines St, Pea Ridge, AR?

The 2025 property tax bill for 1905 Gaines St, Pea Ridge, AR was $4,900. The county assessed it at $96,157.

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Assigned schools

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