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Single Family ResidenceResidential
$198,378$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1909 CREEK RIDGE RD

SHELBY, NC 28152
0
Baths
1,524 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.75 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$198K
$160K low$236K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,178 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$272,519 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,724
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$231,795
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$272,519
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$272,519

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLEVELAND
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.2.75
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Package
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 225 ft²Porch · 200 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Township Three Elementary SchoolD+
Elementary · Grades PK–5 · 1.8 mi
H
Crest High SchoolB
High · Grades 9–12 · 6.3 mi
M
Crest Middle SchoolB-
Middle · Grades 6–8 · 6.9 mi

District: Cleveland County Schools

Neighborhood · ZIP 28152These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.26,442
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.328 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,034
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,515
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1909 Creek Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 87% of homes in Shelby 28152
  • Newer than 75% of homes in Cleveland County

What homes are worth in Shelby 28152

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$541K

This home is worth more than 47% of homes in Shelby 28152.

How it measures up in Shelby 28152

The dot is this home. The mark in the middle is the typical home in Shelby 28152.

Estimated value$198,378
CheaperTypical $208,029Pricier

Pricier than 47% of homes nearby

Price per ft²$130
CheaperTypical $143Pricier

Pricier than 39% of homes nearby

Living area1,524 ft²
SmallerTypical 1,484 ft²Bigger

Bigger than 53% of homes nearby

Lot size2.75 ac
SmallerTypical 0.63 acBigger

Bigger than 87% of homes nearby

Year built1998
OlderTypical 1979Newer

Newer than 74% of homes nearby

How 1909 Creek Ridge Rd ranks against every home in each area.
MeasureThis homeShelby 28152Cleveland County
Estimated valuepricier than$198,37847% of homes50% of homes
Price per ft²pricier than$13039% of homes43% of homes
Living areabigger than1,524 ft²53% of homes54% of homes
Lot sizebigger than2.75 ac87% of homes82% of homes
Year builtnewer than199874% of homes75% of homes

About 1909 Creek Ridge Rd

How much is 1909 Creek Ridge Rd, Shelby, NC worth?

The TopHap Estimate for 1909 Creek Ridge Rd, Shelby, NC is $198,378 as of Sep 24, 2026. The likely range is $160,484 to $236,272. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1909 Creek Ridge Rd, Shelby, NC last sell?

1909 Creek Ridge Rd, Shelby, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1909 Creek Ridge Rd, Shelby, NC?

1909 Creek Ridge Rd, Shelby, NC has 1,524 square feet of living space and a 2.75-acre lot.

When was 1909 Creek Ridge Rd, Shelby, NC built?

1909 Creek Ridge Rd, Shelby, NC was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 1909 Creek Ridge Rd, Shelby, NC?

1909 Creek Ridge Rd, Shelby, NC is assigned to Township Three Elementary School (elementary), rated D+; Crest High School (high), rated B; Crest Middle School (middle), rated B-. All sit in Cleveland County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1909 Creek Ridge Rd, Shelby, NC compare to other homes in Shelby 28152?

Among the 8,818 homes in Shelby 28152, it is worth more than 47% of them ($198,378 against a typical $208,029), its price per square foot is higher than 39% of them ($130 against a typical $143), it is bigger than 53% of them (1,524 ft² against a typical 1,484 ft²), its lot is bigger than 87% of them (2.75 ac against a typical 0.63 ac) and it is newer than 74% of them (1998 against a typical 1979). Measured against all of Cleveland County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1909 Creek Ridge Rd, Shelby, NC?

The 2026 property tax bill for 1909 Creek Ridge Rd, Shelby, NC was $2,178. The county assessed it at $272,519.

More homes on Creek Ridge Rd

Closest homes

More homes in Shelby 28152

Assigned schools

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