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Single Family ResidenceResidential
$250,280$203 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $165,000 on Mar 4, 2021

1909 S PROSPECT AVE

CHAMPAIGN, IL 61820
2 / 1
Baths
1,233 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$250K
$239K low$262K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$165,000 · Mar 4, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$126,605
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$101,284
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$123,675
QUICKEN LOANS LLC · recorded Mar 4, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,398 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$61,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,590
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,310
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$56,380
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$185,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChampaign
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bottenfield Elementary SchoolC-
Elementary · Grades KG–5 · 0.1 mi
M
Edison Middle SchoolB-
Middle · Grades 6–8 · 1.4 mi
H
Central High SchoolC
High · Grades 9–12 · 1.7 mi

District: Champaign Community Unit School District 4

Neighborhood · ZIP 61820These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.38%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.41,375
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,160 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$37,027
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$50,653
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1909 S Prospect Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Champaign 61820
  • Costs more per square foot than 73% of homes in Champaign County
  • Bigger than 69% of homes in Champaign 61820
  • Newer than 85% of homes in Champaign 61820

What homes are worth in Champaign 61820

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$481K

This home is worth more than 72% of homes in Champaign 61820.

How it measures up in Champaign 61820

The dot is this home. The mark in the middle is the typical home in Champaign 61820.

Estimated value$250,280
CheaperTypical $185,973Pricier

Pricier than 72% of homes nearby

Price per ft²$203
CheaperTypical $167Pricier

Pricier than 71% of homes nearby

Living area1,233 ft²
SmallerTypical 1,055 ft²Bigger

Bigger than 69% of homes nearby

Year built1956
OlderTypical 1939Newer

Newer than 85% of homes nearby

How 1909 S Prospect Ave ranks against every home in each area.
MeasureThis homeChampaign 61820Champaign County
Estimated valuepricier than$250,28072% of homes56% of homes
Price per ft²pricier than$20371% of homes73% of homes
Living areabigger than1,233 ft²69% of homes50% of homes
Year builtnewer than195685% of homes38% of homes

About 1909 S Prospect Ave

How much is 1909 S Prospect Ave, Champaign, IL worth?

The TopHap Estimate for 1909 S Prospect Ave, Champaign, IL is $250,280 as of Jul 14, 2026. The likely range is $238,698 to $261,862. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1909 S Prospect Ave, Champaign, IL last sell?

1909 S Prospect Ave, Champaign, IL last sold on Mar 4, 2021 for $165,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 1909 S Prospect Ave, Champaign, IL?

1909 S Prospect Ave, Champaign, IL has 2 bathrooms and 1,233 square feet of living space.

When was 1909 S Prospect Ave, Champaign, IL built?

1909 S Prospect Ave, Champaign, IL was built in 1956, making it 70 years old. The building has 1 story.

What schools serve 1909 S Prospect Ave, Champaign, IL?

1909 S Prospect Ave, Champaign, IL is assigned to Bottenfield Elementary School (elementary), rated C-; Edison Middle School (middle), rated B-; Central High School (high), rated C. All sit in Champaign Community Unit School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1909 S Prospect Ave, Champaign, IL compare to other homes in Champaign 61820?

Among the 4,916 homes in Champaign 61820, it is worth more than 72% of them ($250,280 against a typical $185,973), its price per square foot is higher than 71% of them ($203 against a typical $167), it is bigger than 69% of them (1,233 ft² against a typical 1,055 ft²) and it is newer than 85% of them (1956 against a typical 1939). Measured against all of Champaign County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1909 S Prospect Ave, Champaign, IL?

The 2024 property tax bill for 1909 S Prospect Ave, Champaign, IL was $5,398. The county assessed it at $61,900.

Closest homes

More homes in Champaign 61820

Assigned schools

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