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Single Family ResidenceResidential
$145,669$132 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 38How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

191 CLOVER ST

HARTWELL, GA 30643
3
Beds
1
Baths
1,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$146K
$55K low$237K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$130,169
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$104,135
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.13%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,500
LUPER TRUST (PT) · P · recorded Feb 8, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$336 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,006 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,806
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$16,563
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$40,016

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHart
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.28
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Wood Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Porch · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hart County Middle SchoolB
Middle · Grades 6–8 · 0.8 mi
E
Hartwell Elementary SchoolB
Elementary · Grades PK–5 · 0.9 mi
H
Hart County High SchoolB+
High · Grades 9–12 · 0.9 mi

District: Hart County School District

Neighborhood · ZIP 30643These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.17,310
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,195
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,545
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

191 Clover St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Hartwell 30643
  • Costs less per square foot than 73% of homes in Hartwell 30643
  • Smaller than 82% of homes in Hart County
  • Has a smaller lot than 93% of homes in Hart County
  • Older than 86% of homes in Hart County

What homes are worth in Hartwell 30643

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$1.4M

This home is worth more than 17% of homes in Hartwell 30643.

How it measures up in Hartwell 30643

The dot is this home. The mark in the middle is the typical home in Hartwell 30643.

Estimated value$145,669
CheaperTypical $308,285Pricier

Pricier than 17% of homes nearby

Price per ft²$132
CheaperTypical $186Pricier

Pricier than 27% of homes nearby

Living area1,104 ft²
SmallerTypical 1,585 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.28 ac
SmallerTypical 0.92 acBigger

Bigger than 9% of homes nearby

Year built1956
OlderTypical 1987Newer

Newer than 15% of homes nearby

How 191 Clover St ranks against every home in each area.
MeasureThis homeHartwell 30643Hart County
Estimated valuepricier than$145,66917% of homes17% of homes
Price per ft²pricier than$13227% of homes27% of homes
Living areabigger than1,104 ft²19% of homes18% of homes
Lot sizebigger than0.28 ac9% of homes7% of homes
Year builtnewer than195615% of homes14% of homes

About 191 Clover St

How much is 191 Clover St, Hartwell, GA worth?

The TopHap Estimate for 191 Clover St, Hartwell, GA is $145,669 as of Jul 14, 2026. The likely range is $54,777 to $236,561. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 191 Clover St, Hartwell, GA last sell?

191 Clover St, Hartwell, GA last sold on Jan 1, 2008, according to the county's recorded deed.

How big is 191 Clover St, Hartwell, GA?

191 Clover St, Hartwell, GA has 3 bedrooms, 1 bathrooms, 1,104 square feet of living space and a 0.28-acre lot.

When was 191 Clover St, Hartwell, GA built?

191 Clover St, Hartwell, GA was built in 1956, making it 70 years old. The building has 1 story.

What schools serve 191 Clover St, Hartwell, GA?

191 Clover St, Hartwell, GA is assigned to Hart County Middle School (middle), rated B; Hartwell Elementary School (elementary), rated B; Hart County High School (high), rated B+. All sit in Hart County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 191 Clover St, Hartwell, GA compare to other homes in Hartwell 30643?

Among the 8,316 homes in Hartwell 30643, it is worth more than 17% of them ($145,669 against a typical $308,285), its price per square foot is higher than 27% of them ($132 against a typical $186), it is bigger than 19% of them (1,104 ft² against a typical 1,585 ft²), its lot is bigger than 9% of them (0.28 ac against a typical 0.92 ac) and it is newer than 15% of them (1956 against a typical 1987). Measured against all of Hart County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 191 Clover St, Hartwell, GA?

The 2025 property tax bill for 191 Clover St, Hartwell, GA was $336. The county assessed it at $16,006.

Closest homes

More homes in Hartwell 30643

Assigned schools

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