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Single Family ResidenceResidential
$98,930$88 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 59How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

191 NAPIER ST

GAMALIEL, KY 42140
3
Beds
1
Baths
1,125 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$99K
$58K low$139K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$359 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$40,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMonroe
Lot (acres)The size of the land the home sits on, from county records.0.38
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Radiant

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gamaliel Elementary SchoolA+
Elementary · Grades PK–5 · 0.4 mi
H
Monroe County High SchoolC+
High · Grades 9–12 · 6.2 mi
M
Monroe County Middle SchoolC
Middle · Grades 6–8 · 6.4 mi

District: Monroe County School District

Neighborhood · ZIP 42140These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.1,216
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$31,926
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,745
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

191 Napier St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Gamaliel 42140
  • Costs less per square foot than 68% of homes in Gamaliel 42140
  • Smaller than 66% of homes in Gamaliel 42140
  • Has a smaller lot than 85% of homes in Monroe County

What homes are worth in Gamaliel 42140

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$288K

This home is worth more than 12% of homes in Gamaliel 42140.

How it measures up in Gamaliel 42140

The dot is this home. The mark in the middle is the typical home in Gamaliel 42140.

Estimated value$98,930
CheaperTypical $156,250Pricier

Pricier than 12% of homes nearby

Price per ft²$88
CheaperTypical $99Pricier

Pricier than 32% of homes nearby

Living area1,125 ft²
SmallerTypical 1,288 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.38 ac
SmallerTypical 1 acBigger

Bigger than 17% of homes nearby

How 191 Napier St ranks against every home in each area.
MeasureThis homeGamaliel 42140Monroe County
Estimated valuepricier than$98,93012% of homes36% of homes
Price per ft²pricier than$8832% of homes41% of homes
Living areabigger than1,125 ft²34% of homes38% of homes
Lot sizebigger than0.38 ac17% of homes15% of homes

About 191 Napier St

How much is 191 Napier St, Gamaliel, KY worth?

The TopHap Estimate for 191 Napier St, Gamaliel, KY is $98,930 as of Sep 24, 2026. The likely range is $58,446 to $139,414. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 191 Napier St, Gamaliel, KY?

191 Napier St, Gamaliel, KY has 3 bedrooms, 1 bathrooms, 1,125 square feet of living space and a 0.38-acre lot.

What schools serve 191 Napier St, Gamaliel, KY?

191 Napier St, Gamaliel, KY is assigned to Gamaliel Elementary School (elementary), rated A+; Monroe County High School (high), rated C+; Monroe County Middle School (middle), rated C. All sit in Monroe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 191 Napier St, Gamaliel, KY compare to other homes in Gamaliel 42140?

Among the 613 homes in Gamaliel 42140, it is worth more than 12% of them ($98,930 against a typical $156,250), its price per square foot is higher than 32% of them ($88 against a typical $99), it is bigger than 34% of them (1,125 ft² against a typical 1,288 ft²) and its lot is bigger than 17% of them (0.38 ac against a typical 1 ac). Measured against all of Monroe County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 191 Napier St, Gamaliel, KY?

The 2025 property tax bill for 191 Napier St, Gamaliel, KY was $359. The county assessed it at $40,000.

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