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Single Family ResidenceResidential
$464,616$461 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $289,900 on Aug 21, 2020

1915 5TH ST

OWINGS, MD 20736
3
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$465K
$444K low$485K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$289,900 · Aug 21, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,695 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$335,433 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$327,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$351,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.0.46
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 104 ft²Porch · 256 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Windy Hill Elementary SchoolB+
Elementary · Grades PK–5 · 0.2 mi
M
Windy Hill Middle SchoolB
Middle · Grades 6–8 · 0.3 mi
H
Northern High SchoolA
High · Grades 9–12 · 4.7 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,729
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.448 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$151,758
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$164,720
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1915 5th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Owings 20736
  • Costs more per square foot than 98% of homes in Owings 20736
  • Smaller than 96% of homes in Owings 20736
  • Has a smaller lot than 97% of homes in Owings 20736
  • Older than 85% of homes in Owings 20736

What homes are worth in Owings 20736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$267K$1M

This home is worth more than 19% of homes in Owings 20736.

How it measures up in Owings 20736

The dot is this home. The mark in the middle is the typical home in Owings 20736.

Estimated value$464,616
CheaperTypical $610,985Pricier

Pricier than 19% of homes nearby

Price per ft²$461
CheaperTypical $277Pricier

Pricier than 98% of homes nearby

Living area1,008 ft²
SmallerTypical 2,216 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.46 ac
SmallerTypical 1.28 acBigger

Bigger than 3% of homes nearby

Year built1974
OlderTypical 1988Newer

Newer than 15% of homes nearby

How 1915 5th St ranks against every home in each area.
MeasureThis homeOwings 20736Calvert County
Estimated valuepricier than$464,61619% of homes47% of homes
Price per ft²pricier than$46198% of homes97% of homes
Living areabigger than1,008 ft²4% of homes10% of homes
Lot sizebigger than0.46 ac3% of homes39% of homes
Year builtnewer than197415% of homes20% of homes

About 1915 5th St

How much is 1915 5th St, Owings, MD worth?

The TopHap Estimate for 1915 5th St, Owings, MD is $464,616 as of Sep 24, 2026. The likely range is $444,483 to $484,749. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1915 5th St, Owings, MD last sell?

1915 5th St, Owings, MD last sold on Aug 21, 2020 for $289,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1915 5th St, Owings, MD?

1915 5th St, Owings, MD has 3 bathrooms, 1,008 square feet of living space and a 0.46-acre lot.

When was 1915 5th St, Owings, MD built?

1915 5th St, Owings, MD was built in 1974, making it 52 years old. It is a split foyer home.

What schools serve 1915 5th St, Owings, MD?

1915 5th St, Owings, MD is assigned to Windy Hill Elementary School (elementary), rated B+; Windy Hill Middle School (middle), rated B; Northern High School (high), rated A. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1915 5th St, Owings, MD compare to other homes in Owings 20736?

Among the 3,144 homes in Owings 20736, it is worth more than 19% of them ($464,616 against a typical $610,985), its price per square foot is higher than 98% of them ($461 against a typical $277), it is bigger than 4% of them (1,008 ft² against a typical 2,216 ft²), its lot is bigger than 3% of them (0.46 ac against a typical 1.28 ac) and it is newer than 15% of them (1974 against a typical 1988). Measured against all of Calvert County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1915 5th St, Owings, MD?

The 2025 property tax bill for 1915 5th St, Owings, MD was $3,695. The county assessed it at $335,433.

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