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Single Family ResidentialResidential
$390,000$101 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

192 W COURT ST

RUTHERFORDTON, NC 28139
7
Beds
3 / 2
Baths
3,880 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1860
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$390K
$327K low$453K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$57,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$45,600
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$333,000
RAPID HOME LENDING INC · 5.75% 1 · recorded Sep 23, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,182 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$325,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$305,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$322,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$325,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRUTHERFORD
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1968
Lot (acres)The size of the land the home sits on, from county records.0.48
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Fan Cooling
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Patio · 240 ft²Porch · 552 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
R-S Middle SchoolC-
Middle · Grades 6–8 · 0.9 mi
E
Rutherfordton Elementary SchoolC+
Elementary · Grades PK–5 · 2.4 mi
H
R-S Central High SchoolC-
High · Grades 9–12 · 2.4 mi

District: Rutherford County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

192 W Court St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Rutherford County
  • Costs less per square foot than 89% of homes in Rutherfordton 28139
  • Among the largest homes in Rutherford County
  • Has a smaller lot than 86% of homes in Rutherfordton 28139
  • Among the oldest homes in Rutherford County

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$931K

This home is worth more than 70% of homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$390,000
CheaperTypical $289,517Pricier

Pricier than 70% of homes nearby

Price per ft²$101
CheaperTypical $180Pricier

Pricier than 11% of homes nearby

Living area3,880 ft²
SmallerTypical 1,537 ft²Bigger

Bigger than almost all homes nearby

Lot size0.48 ac
SmallerTypical 1.78 acBigger

Bigger than 14% of homes nearby

Year built1860
OlderTypical 1985Newer

Older than almost all homes nearby

How 192 W Court St ranks against every home in each area.
MeasureThis homeRutherfordton 28139Rutherford County
Estimated valuepricier than$390,00070% of homes75% of homes
Price per ft²pricier than$10111% of homes17% of homes
Living areabigger than3,880 ft²almost all homesalmost all homes
Lot sizebigger than0.48 ac14% of homes26% of homes
Year builtnewer than1860almost no homesalmost no homes

About 192 W Court St

How much is 192 W Court St, Rutherfordton, NC worth?

The TopHap Estimate for 192 W Court St, Rutherfordton, NC is $390,000 as of Jul 14, 2026. The likely range is $327,138 to $452,862. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 192 W Court St, Rutherfordton, NC last sell?

192 W Court St, Rutherfordton, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 192 W Court St, Rutherfordton, NC?

192 W Court St, Rutherfordton, NC has 7 bedrooms, 3 bathrooms, 3,880 square feet of living space and a 0.48-acre lot.

When was 192 W Court St, Rutherfordton, NC built?

192 W Court St, Rutherfordton, NC was built in 1860, making it 166 years old. The building has 2 stories.

What schools serve 192 W Court St, Rutherfordton, NC?

192 W Court St, Rutherfordton, NC is assigned to R-S Middle School (middle), rated C-; Rutherfordton Elementary School (elementary), rated C+; R-S Central High School (high), rated C-. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 192 W Court St, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,472 homes in Rutherfordton 28139, it is worth more than 70% of them ($390,000 against a typical $289,517), its price per square foot is higher than 11% of them ($101 against a typical $180), it is bigger than almost all of them (3,880 ft² against a typical 1,537 ft²), its lot is bigger than 14% of them (0.48 ac against a typical 1.78 ac) and it is newer than almost none of them (1860 against a typical 1985). Measured against all of Rutherford County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 192 W Court St, Rutherfordton, NC?

The 2025 property tax bill for 192 W Court St, Rutherfordton, NC was $3,182. The county assessed it at $325,400.

Closest homes

More homes in Rutherfordton 28139

Assigned schools

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