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Single Family ResidenceResidential
$443,276$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 45How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

19224 SAGO 12

SWAN RIVER, MN 55784
5
Beds
0
Baths
3,229 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
41.41 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$443K
$197K low$689K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$143,276
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$114,621
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
FLAGSTAR BANK FSB · R · recorded Jan 3, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,666 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$836,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$78,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$758,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$832,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$836,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyITASCA
Lot (acres)The size of the land the home sits on, from county records.41.41
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaDeck · 210 ft²Porch · 64 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Robert J Elkington Middle SchoolB-
Middle · Grades 6–8 · 18.3 mi
E
West Rapids Elementary SchoolB
Elementary · Grades KG–5 · 19.0 mi
H
Grand Rapids High SchoolB+
High · Grades 9–12 · 19.4 mi

District: Grand Rapids Public School District

Neighborhood · ZIP 55784These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.178
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.58%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.159
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,190
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,998
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

19224 Sago 12 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Itasca County
  • Costs less per square foot than 70% of homes in Itasca County
  • Among the largest homes in Itasca County
  • Among the largest lots in Itasca County
  • Newer than 77% of homes in Itasca County

What homes are worth in Itasca County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$443K

This home is worth more than almost all homes in Itasca County.

How it measures up in Itasca County

The dot is this home. The mark in the middle is the typical home in Itasca County.

Estimated value$443,276
CheaperTypical $190,028Pricier

Pricier than 94% of homes nearby

Price per ft²$137
CheaperTypical $175Pricier

Pricier than 30% of homes nearby

Living area3,229 ft²
SmallerTypical 1,080 ft²Bigger

Bigger than almost all homes nearby

Lot size41.41 ac
SmallerTypical 1.9 acBigger

Bigger than almost all homes nearby

Year built2001
OlderTypical 1980Newer

Newer than 77% of homes nearby

How 19224 Sago 12 ranks against every home in each area.
MeasureThis homeItasca County
Estimated valuepricier than$443,27694% of homes
Price per ft²pricier than$13730% of homes
Living areabigger than3,229 ft²almost all homes
Lot sizebigger than41.41 acalmost all homes
Year builtnewer than200177% of homes

About 19224 Sago 12

How much is 19224 Sago 12, Swan River, MN worth?

The TopHap Estimate for 19224 Sago 12, Swan River, MN is $443,276 as of Jul 14, 2026. The likely range is $197,384 to $689,167. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 19224 Sago 12, Swan River, MN last sell?

19224 Sago 12, Swan River, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 19224 Sago 12, Swan River, MN?

19224 Sago 12, Swan River, MN has 5 bedrooms, 3,229 square feet of living space and a 41.41-acre lot.

When was 19224 Sago 12, Swan River, MN built?

19224 Sago 12, Swan River, MN was built in 2001, making it 25 years old. The building has 2 stories.

What schools serve 19224 Sago 12, Swan River, MN?

19224 Sago 12, Swan River, MN is assigned to Robert J Elkington Middle School (middle), rated B-; West Rapids Elementary School (elementary), rated B; Grand Rapids High School (high), rated B+. All sit in Grand Rapids Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 19224 Sago 12, Swan River, MN compare to other homes in Itasca County?

Among the 27,804 homes in Itasca County, it is worth more than 94% of them ($443,276 against a typical $190,028), its price per square foot is higher than 30% of them ($137 against a typical $175), it is bigger than almost all of them (3,229 ft² against a typical 1,080 ft²), its lot is bigger than almost all of them (41.41 ac against a typical 1.9 ac) and it is newer than 77% of them (2001 against a typical 1980). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 19224 Sago 12, Swan River, MN?

The 2026 property tax bill for 19224 Sago 12, Swan River, MN was $5,666. The county assessed it at $836,300.

Closest homes

More homes in Swan River 55784

Assigned schools

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