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Single Family ResidenceResidential
$124,284$125 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $77,000 on Jan 27, 2006

193 WATER ST

PICTURE ROCKS, PA 17762
3
Beds
1
Baths
993 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1895
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$124K
$115K low$133K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$77,000 · Jan 27, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$60,284
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$48,227
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$64,000
PALCO FCU · recorded Dec 17, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,162 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,210 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,760
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$33,450
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,210
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$45,210

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLycoming
Lot (acres)The size of the land the home sits on, from county records.0.20
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
George a Ferrell Elementary SchoolB
Elementary · Grades KG–6 · 0.4 mi
M
Hughesville Jr/Sr High SchoolB-
Middle · Grades 7–12 · 3.0 mi

District: East Lycoming School District

Neighborhood · ZIP 17762These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.47
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.251 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,033
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,036
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

193 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Picture Rocks 17762
  • Costs less per square foot than 67% of homes in Lycoming County
  • Smaller than 96% of homes in Picture Rocks 17762
  • Has a smaller lot than 84% of homes in Picture Rocks 17762
  • Among the oldest homes in Lycoming County

What homes are worth in Picture Rocks 17762

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$438K

This home is worth more than 6% of homes in Picture Rocks 17762.

How it measures up in Picture Rocks 17762

The dot is this home. The mark in the middle is the typical home in Picture Rocks 17762.

Estimated value$124,284
CheaperTypical $185,311Pricier

Pricier than 6% of homes nearby

Price per ft²$125
CheaperTypical $106Pricier

Pricier than 66% of homes nearby

Living area993 ft²
SmallerTypical 1,693 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.2 ac
SmallerTypical 0.34 acBigger

Bigger than 16% of homes nearby

Year built1895
OlderTypical 1901Newer

Newer than 6% of homes nearby

How 193 Water St ranks against every home in each area.
MeasureThis homePicture Rocks 17762Lycoming County
Estimated valuepricier than$124,2846% of homes11% of homes
Price per ft²pricier than$12566% of homes33% of homes
Living areabigger than993 ft²4% of homes14% of homes
Lot sizebigger than0.2 ac16% of homes29% of homes
Year builtnewer than18956% of homesalmost no homes

About 193 Water St

How much is 193 Water St, Picture Rocks, PA worth?

The TopHap Estimate for 193 Water St, Picture Rocks, PA is $124,284 as of Jul 14, 2026. The likely range is $115,191 to $133,377. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 193 Water St, Picture Rocks, PA last sell?

193 Water St, Picture Rocks, PA last sold on Jan 27, 2006 for $77,000, according to the county's recorded deed.

How big is 193 Water St, Picture Rocks, PA?

193 Water St, Picture Rocks, PA has 3 bedrooms, 1 bathrooms, 993 square feet of living space and a 0.20-acre lot.

When was 193 Water St, Picture Rocks, PA built?

193 Water St, Picture Rocks, PA was built in 1895, making it 131 years old. The building has 2 stories.

What schools serve 193 Water St, Picture Rocks, PA?

193 Water St, Picture Rocks, PA is assigned to George a Ferrell Elementary School (elementary), rated B; Hughesville Jr/Sr High School (middle), rated B-. All sit in East Lycoming School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 193 Water St, Picture Rocks, PA compare to other homes in Picture Rocks 17762?

Among the 109 homes in Picture Rocks 17762, it is worth more than 6% of them ($124,284 against a typical $185,311), its price per square foot is higher than 66% of them ($125 against a typical $106), it is bigger than 4% of them (993 ft² against a typical 1,693 ft²), its lot is bigger than 16% of them (0.2 ac against a typical 0.34 ac) and it is newer than 6% of them (1895 against a typical 1901). Measured against all of Lycoming County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 193 Water St, Picture Rocks, PA?

The 2026 property tax bill for 193 Water St, Picture Rocks, PA was $1,162. The county assessed it at $45,210.

More homes on Water St

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Assigned schools

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