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Single Family ResidenceResidential
$281,517$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $125,681 on Oct 22, 2013

194 FM 86

RED ROCK, TX 78662
0
Baths
1,464 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$282K
$255K low$308K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,681 · Oct 22, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$163,517
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$130,814
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$118,000
VELOCITY CU · recorded Oct 30, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,457 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$175,674 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$145,185
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$203,762

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
58
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBASTROP
Lot (acres)The size of the land the home sits on, from county records.1.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 186 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Red Rock Elementary SchoolF
Elementary · Grades PK–5 · 2.0 mi
M
Cedar Creek Middle SchoolD-
Middle · Grades 7–8 · 10.5 mi
H
Cedar Creek High SchoolC-
High · Grades 9–12 · 13.5 mi

District: Bastrop Independent School District

Neighborhood · ZIP 78662These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.4,987
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,680
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,350
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

194 Fm 86 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Red Rock 78662
  • Costs less per square foot than 80% of homes in Red Rock 78662
  • Has a smaller lot than 83% of homes in Red Rock 78662

What homes are worth in Red Rock 78662

Each bar is how many homes fall in that price range. The marker is this home.

This home
$136K$1M

This home is worth more than 21% of homes in Red Rock 78662.

How it measures up in Red Rock 78662

The dot is this home. The mark in the middle is the typical home in Red Rock 78662.

Estimated value$281,517
CheaperTypical $411,687Pricier

Pricier than 21% of homes nearby

Price per ft²$192
CheaperTypical $263Pricier

Pricier than 20% of homes nearby

Living area1,464 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 49% of homes nearby

Lot size1.14 ac
SmallerTypical 5 acBigger

Bigger than 17% of homes nearby

Year built2001
OlderTypical 1998Newer

Newer than 58% of homes nearby

How 194 Fm 86 ranks against every home in each area.
MeasureThis homeRed Rock 78662Bastrop County
Estimated valuepricier than$281,51721% of homes26% of homes
Price per ft²pricier than$19220% of homes37% of homes
Living areabigger than1,464 ft²49% of homes41% of homes
Lot sizebigger than1.14 ac17% of homes59% of homes
Year builtnewer than200158% of homes47% of homes

About 194 Fm 86

How much is 194 Fm 86, Red Rock, TX worth?

The TopHap Estimate for 194 Fm 86, Red Rock, TX is $281,517 as of Jul 14, 2026. The likely range is $255,142 to $307,892. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 194 Fm 86, Red Rock, TX last sell?

194 Fm 86, Red Rock, TX last sold on Oct 22, 2013 for $125,681, according to the county's recorded deed.

How big is 194 Fm 86, Red Rock, TX?

194 Fm 86, Red Rock, TX has 1,464 square feet of living space and a 1.14-acre lot.

When was 194 Fm 86, Red Rock, TX built?

194 Fm 86, Red Rock, TX was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 194 Fm 86, Red Rock, TX?

194 Fm 86, Red Rock, TX is assigned to Red Rock Elementary School (elementary), rated F; Cedar Creek Middle School (middle), rated D-; Cedar Creek High School (high), rated C-. All sit in Bastrop Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 194 Fm 86, Red Rock, TX compare to other homes in Red Rock 78662?

Among the 1,380 homes in Red Rock 78662, it is worth more than 21% of them ($281,517 against a typical $411,687), its price per square foot is higher than 20% of them ($192 against a typical $263), it is bigger than 49% of them (1,464 ft² against a typical 1,488 ft²), its lot is bigger than 17% of them (1.14 ac against a typical 5 ac) and it is newer than 58% of them (2001 against a typical 1998). Measured against all of Bastrop County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 194 Fm 86, Red Rock, TX?

The 2025 property tax bill for 194 Fm 86, Red Rock, TX was $1,457. The county assessed it at $175,674.

Closest homes

More homes in Red Rock 78662

Assigned schools

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