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Single Family ResidenceResidential
$136,850$86 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $44,500 on Feb 18, 2014

195 APPLE ST

THELMA, KY 41260
3
Beds
2
Baths
1,588 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.75 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$137K
$120K low$154K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$44,500 · Feb 18, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$440 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$89,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$79,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$100,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$89,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
86
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
50
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.102 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyJOHNSON
Lot (acres)The size of the land the home sits on, from county records.0.75
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 176 ft²Porch · 81 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Central Elementary SchoolA-
Elementary · Grades PK–6 · 1.4 mi
M
Johnson County Middle SchoolB-
Middle · Grades 7–8 · 2.8 mi
H
Johnson Central High SchoolA-
High · Grades 9–12 · 2.9 mi

District: Johnson County School District

Neighborhood · ZIP 41260These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.182
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.152
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.293
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,139
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,455
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Apple St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Johnson County
  • Costs more per square foot than 67% of homes in Johnson County
  • Bigger than 66% of homes in Johnson County
  • Has a bigger lot than 70% of homes in Thelma 41260

What homes are worth in Thelma 41260

Each bar is how many homes fall in that price range. The marker is this home.

This home
$28K$257K

This home is worth more than 65% of homes in Thelma 41260.

How it measures up in Thelma 41260

The dot is this home. The mark in the middle is the typical home in Thelma 41260.

Estimated value$136,850
CheaperTypical $113,778Pricier

Pricier than 65% of homes nearby

Price per ft²$86
CheaperTypical $81Pricier

Pricier than 58% of homes nearby

Living area1,588 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.75 ac
SmallerTypical 0.4 acBigger

Bigger than 70% of homes nearby

Year built1984
OlderTypical 1981Newer

Newer than 61% of homes nearby

How 195 Apple St ranks against every home in each area.
MeasureThis homeThelma 41260Johnson County
Estimated valuepricier than$136,85065% of homes67% of homes
Price per ft²pricier than$8658% of homes67% of homes
Living areabigger than1,588 ft²63% of homes66% of homes
Lot sizebigger than0.75 ac70% of homes44% of homes
Year builtnewer than198461% of homes54% of homes

About 195 Apple St

How much is 195 Apple St, Thelma, KY worth?

The TopHap Estimate for 195 Apple St, Thelma, KY is $136,850 as of Aug 30, 2026. The likely range is $120,079 to $153,621. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Apple St, Thelma, KY last sell?

195 Apple St, Thelma, KY last sold on Feb 18, 2014 for $44,500, according to the county's recorded deed.

How big is 195 Apple St, Thelma, KY?

195 Apple St, Thelma, KY has 3 bedrooms, 2 bathrooms, 1,588 square feet of living space and a 0.75-acre lot.

When was 195 Apple St, Thelma, KY built?

195 Apple St, Thelma, KY was built in 1984, making it 42 years old. It is a split level home. The building has 1 story.

What schools serve 195 Apple St, Thelma, KY?

195 Apple St, Thelma, KY is assigned to Central Elementary School (elementary), rated A-; Johnson County Middle School (middle), rated B-; Johnson Central High School (high), rated A-. All sit in Johnson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Apple St, Thelma, KY compare to other homes in Thelma 41260?

Among the 240 homes in Thelma 41260, it is worth more than 65% of them ($136,850 against a typical $113,778), its price per square foot is higher than 58% of them ($86 against a typical $81), it is bigger than 63% of them (1,588 ft² against a typical 1,456 ft²), its lot is bigger than 70% of them (0.75 ac against a typical 0.4 ac) and it is newer than 61% of them (1984 against a typical 1981). Measured against all of Johnson County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Apple St, Thelma, KY?

The 2025 property tax bill for 195 Apple St, Thelma, KY was $440. The county assessed it at $89,400.

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