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Single Family ResidenceResidential
$470,141$168 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

195 BEAVER RIDGE CIR

ASHVILLE, AL 35953
1
Baths
2,802 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.72 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$470K
$367K low$573K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$395,141
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$316,113
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
AMERICAS FIRST FCU · recorded Jan 15, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$874 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$29,740 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,526
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$297,230

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. CLAIR
Lot (acres)The size of the land the home sits on, from county records.3.72
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
St. Clair County High SchoolB
High · Grades 9–12 · 4.2 mi
E
Odenville Elementary SchoolB-
Elementary · Grades PK–2 · 6.5 mi
M
Odenville Middle SchoolD+
Middle · Grades 6–8 · 6.5 mi

District: St. Clair County School District

Neighborhood · ZIP 35953These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.8,126
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,331
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,460
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Beaver Ridge Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Ashville 35953
  • Bigger than 93% of homes in Ashville 35953
  • Has a bigger lot than 85% of homes in St. Clair County

What homes are worth in Ashville 35953

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$759K

This home is worth more than 85% of homes in Ashville 35953.

How it measures up in Ashville 35953

The dot is this home. The mark in the middle is the typical home in Ashville 35953.

Estimated value$470,141
CheaperTypical $250,401Pricier

Pricier than 85% of homes nearby

Price per ft²$168
CheaperTypical $148Pricier

Pricier than 60% of homes nearby

Living area2,802 ft²
SmallerTypical 1,598 ft²Bigger

Bigger than 93% of homes nearby

Lot size3.72 ac
SmallerTypical 2 acBigger

Bigger than 69% of homes nearby

Year built1997
OlderTypical 1994Newer

Newer than 58% of homes nearby

How 195 Beaver Ridge Cir ranks against every home in each area.
MeasureThis homeAshville 35953St. Clair County
Estimated valuepricier than$470,14185% of homes85% of homes
Price per ft²pricier than$16860% of homes51% of homes
Living areabigger than2,802 ft²93% of homes92% of homes
Lot sizebigger than3.72 ac69% of homes85% of homes
Year builtnewer than199758% of homes46% of homes

About 195 Beaver Ridge Cir

How much is 195 Beaver Ridge Cir, Ashville, AL worth?

The TopHap Estimate for 195 Beaver Ridge Cir, Ashville, AL is $470,141 as of Jul 14, 2026. The likely range is $367,360 to $572,922. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Beaver Ridge Cir, Ashville, AL last sell?

195 Beaver Ridge Cir, Ashville, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 195 Beaver Ridge Cir, Ashville, AL?

195 Beaver Ridge Cir, Ashville, AL has 1 bathrooms, 2,802 square feet of living space and a 3.72-acre lot.

When was 195 Beaver Ridge Cir, Ashville, AL built?

195 Beaver Ridge Cir, Ashville, AL was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 195 Beaver Ridge Cir, Ashville, AL?

195 Beaver Ridge Cir, Ashville, AL is assigned to St. Clair County High School (high), rated B; Odenville Elementary School (elementary), rated B-; Odenville Middle School (middle), rated D+. All sit in St. Clair County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Beaver Ridge Cir, Ashville, AL compare to other homes in Ashville 35953?

Among the 2,939 homes in Ashville 35953, it is worth more than 85% of them ($470,141 against a typical $250,401), its price per square foot is higher than 60% of them ($168 against a typical $148), it is bigger than 93% of them (2,802 ft² against a typical 1,598 ft²), its lot is bigger than 69% of them (3.72 ac against a typical 2 ac) and it is newer than 58% of them (1997 against a typical 1994). Measured against all of St. Clair County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Beaver Ridge Cir, Ashville, AL?

The 2025 property tax bill for 195 Beaver Ridge Cir, Ashville, AL was $874. The county assessed it at $29,740.

Closest homes

More homes in Ashville 35953

Assigned schools

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