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Single Family ResidentialResidential
$282,472
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 32How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

195 BESS LN

ROCK ISLAND, TN 38581
0
Baths
2.59 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$282K
$89K low$476K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$282,472
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$225,978

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$127 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,450 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,450
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$25,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.62 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyWarren
Lot (acres)The size of the land the home sits on, from county records.2.59
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 4,256 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eastside Elementary SchoolB+
Elementary · Grades PK–8 · 4.5 mi
H
Warren County High SchoolB-
High · Grades 9–12 · 15.0 mi

District: Warren County School District

Neighborhood · ZIP 38581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,854
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,454
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Bess Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Rock Island 38581
  • Has a bigger lot than 68% of homes in Warren County

What homes are worth in Rock Island 38581

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$1M

This home is worth more than 71% of homes in Rock Island 38581.

How it measures up in Rock Island 38581

The dot is this home. The mark in the middle is the typical home in Rock Island 38581.

Estimated value$282,472
CheaperTypical $202,985Pricier

Pricier than 71% of homes nearby

Lot size2.59 ac
SmallerTypical 2.5 acBigger

Bigger than 51% of homes nearby

How 195 Bess Ln ranks against every home in each area.
MeasureThis homeRock Island 38581Warren County
Estimated valuepricier than$282,47271% of homes70% of homes
Lot sizebigger than2.59 ac51% of homes68% of homes

About 195 Bess Ln

How much is 195 Bess Ln, Rock Island, TN worth?

The TopHap Estimate for 195 Bess Ln, Rock Island, TN is $282,472 as of Jul 14, 2026. The likely range is $89,285 to $475,659. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Bess Ln, Rock Island, TN last sell?

195 Bess Ln, Rock Island, TN last sold on Apr 15, 2013, according to the county's recorded deed.

What schools serve 195 Bess Ln, Rock Island, TN?

195 Bess Ln, Rock Island, TN is assigned to Eastside Elementary School (elementary), rated B+; Warren County High School (high), rated B-. All sit in Warren County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Bess Ln, Rock Island, TN compare to other homes in Rock Island 38581?

Among the 2,130 homes in Rock Island 38581, it is worth more than 71% of them ($282,472 against a typical $202,985) and its lot is bigger than 51% of them (2.59 ac against a typical 2.5 ac). Measured against all of Warren County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Bess Ln, Rock Island, TN?

The 2024 property tax bill for 195 Bess Ln, Rock Island, TN was $127. The county assessed it at $6,450.

Closest homes

More homes in Rock Island 38581

Assigned schools

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