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Duplex (2 Units, Any Combination)Residential
Last sold for $458,000 on Feb 27, 2020

195 CENTRAL ST

SAUGUS, MA 01906
4
Beds
2.5
Baths
2,629 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$458,000 · Feb 27, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,300 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$604,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$318,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$285,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$562,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$806,427

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Saugus Middle SchoolD+
Middle · Grades 6–8 · 1.0 mi
H
Saugus High SchoolD+
High · Grades 9–12 · 1.0 mi
E
Veterans Early Learning CenterC
Elementary · Grades PK–1 · 1.2 mi

District: Saugus School District

Neighborhood · ZIP 01906These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.29,549
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,506 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,903
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,719
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Central St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 84% of homes in Saugus 01906
  • Has a smaller lot than 69% of homes in Essex County

How it measures up in Saugus 01906

The dot is this home. The mark in the middle is the typical home in Saugus 01906.

Living area2,629 ft²
SmallerTypical 1,716 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.17 ac
SmallerTypical 0.23 acBigger

Bigger than 34% of homes nearby

Year built1950
OlderTypical 1957Newer

Newer than 44% of homes nearby

How 195 Central St ranks against every home in each area.
MeasureThis homeSaugus 01906Essex County
Living areabigger than2,629 ft²84% of homes77% of homes
Lot sizebigger than0.17 ac34% of homes31% of homes
Year builtnewer than195044% of homes44% of homes

About 195 Central St

When did 195 Central St, Saugus, MA last sell?

195 Central St, Saugus, MA last sold on Feb 27, 2020 for $458,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 195 Central St, Saugus, MA?

195 Central St, Saugus, MA has 4 bedrooms, 2.5 bathrooms, 2,629 square feet of living space and a 0.17-acre lot.

When was 195 Central St, Saugus, MA built?

195 Central St, Saugus, MA was built in 1950, making it 76 years old. It is a ranch home. The building has 1 story.

What schools serve 195 Central St, Saugus, MA?

195 Central St, Saugus, MA is assigned to Saugus Middle School (middle), rated D+; Saugus High School (high), rated D+; Veterans Early Learning Center (elementary), rated C. All sit in Saugus School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Central St, Saugus, MA compare to other homes in Saugus 01906?

Among the 8,777 homes in Saugus 01906, it is bigger than 84% of them (2,629 ft² against a typical 1,716 ft²), its lot is bigger than 34% of them (0.17 ac against a typical 0.23 ac) and it is newer than 44% of them (1950 against a typical 1957). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Central St, Saugus, MA?

The 2026 property tax bill for 195 Central St, Saugus, MA was $6,300. The county assessed it at $604,600.

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