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Single Family ResidenceResidential
$504,577$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $282,900 on Dec 21, 2017

195 CHAMPAGNE CIR

RINGGOLD, GA 30736
3
Baths
2,589 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$505K
$445K low$564K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$282,900 · Dec 21, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$191,077
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$152,862
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$313,500
TENNESSEE VALLEY FEDERAL CREDIT UNI · recorded Oct 27, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,667 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$202,820 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$185,820
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$195,106
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$507,050

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCatoosa
Lot (acres)The size of the land the home sits on, from county records.0.36
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Porch · 232 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Battlefield Primary School
Elementary · Grades PK–2 · 2.5 mi
H
Heritage High SchoolB
High · Grades 9–12 · 2.8 mi
M
Heritage Middle SchoolA-
Middle · Grades 6–8 · 3.0 mi

District: Catoosa County School District

Neighborhood · ZIP 30736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.146

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.45,340
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.356 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,951
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,992
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Champagne Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Catoosa County
  • Bigger than 90% of homes in Catoosa County
  • Has a smaller lot than 73% of homes in Ringgold 30736
  • Newer than 75% of homes in Ringgold 30736

What homes are worth in Ringgold 30736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$789K

This home is worth more than 87% of homes in Ringgold 30736.

How it measures up in Ringgold 30736

The dot is this home. The mark in the middle is the typical home in Ringgold 30736.

Estimated value$504,577
CheaperTypical $320,172Pricier

Pricier than 87% of homes nearby

Price per ft²$195
CheaperTypical $198Pricier

Pricier than 46% of homes nearby

Living area2,589 ft²
SmallerTypical 1,607 ft²Bigger

Bigger than 88% of homes nearby

Lot size0.36 ac
SmallerTypical 0.57 acBigger

Bigger than 27% of homes nearby

Year built2003
OlderTypical 1994Newer

Newer than 75% of homes nearby

How 195 Champagne Cir ranks against every home in each area.
MeasureThis homeRinggold 30736Catoosa County
Estimated valuepricier than$504,57787% of homes90% of homes
Price per ft²pricier than$19546% of homes53% of homes
Living areabigger than2,589 ft²88% of homes90% of homes
Lot sizebigger than0.36 ac27% of homes39% of homes
Year builtnewer than200375% of homes75% of homes

About 195 Champagne Cir

How much is 195 Champagne Cir, Ringgold, GA worth?

The TopHap Estimate for 195 Champagne Cir, Ringgold, GA is $504,577 as of Jul 14, 2026. The likely range is $445,309 to $563,845. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Champagne Cir, Ringgold, GA last sell?

195 Champagne Cir, Ringgold, GA last sold on Dec 21, 2017 for $282,900, according to the county's recorded deed.

How big is 195 Champagne Cir, Ringgold, GA?

195 Champagne Cir, Ringgold, GA has 3 bathrooms, 2,589 square feet of living space and a 0.36-acre lot.

When was 195 Champagne Cir, Ringgold, GA built?

195 Champagne Cir, Ringgold, GA was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 195 Champagne Cir, Ringgold, GA?

195 Champagne Cir, Ringgold, GA is assigned to Battlefield Primary School (elementary); Heritage High School (high), rated B; Heritage Middle School (middle), rated A-. All sit in Catoosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Champagne Cir, Ringgold, GA compare to other homes in Ringgold 30736?

Among the 15,824 homes in Ringgold 30736, it is worth more than 87% of them ($504,577 against a typical $320,172), its price per square foot is higher than 46% of them ($195 against a typical $198), it is bigger than 88% of them (2,589 ft² against a typical 1,607 ft²), its lot is bigger than 27% of them (0.36 ac against a typical 0.57 ac) and it is newer than 75% of them (2003 against a typical 1994). Measured against all of Catoosa County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Champagne Cir, Ringgold, GA?

The 2025 property tax bill for 195 Champagne Cir, Ringgold, GA was $3,667. The county assessed it at $202,820.

Closest homes

More homes in Ringgold 30736

Assigned schools

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