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Single Family ResidenceResidential
$446,385$295 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $152,900 on Jan 6, 1999

195 CHRISTOPHER TER

WEST SPRINGFIELD, MA 01089
3
Beds
4 / 1
Baths
1,512 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$446K
$425K low$467K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$152,900 · Jan 6, 1999

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,384 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$429,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$139,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$289,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$427,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyHampden
Lot (acres)The size of the land the home sits on, from county records.0.46
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
West Springfield Middle SchoolD+
Middle · Grades 6–8 · 2.5 mi
E
John R. Fausey Elementary SchoolB+
Elementary · Grades 1–5 · 2.5 mi
H
West Springfield High SchoolC+
High · Grades 9–12 · 2.8 mi

District: West Springfield School District

Neighborhood · ZIP 01089These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.28,931
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,665 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,562
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,574
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Christopher Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in West Springfield 01089
  • Costs more per square foot than 89% of homes in West Springfield 01089
  • Has a bigger lot than 72% of homes in West Springfield 01089
  • Newer than 87% of homes in West Springfield 01089

What homes are worth in West Springfield 01089

Each bar is how many homes fall in that price range. The marker is this home.

This home
$146K$723K

This home is worth more than 79% of homes in West Springfield 01089.

How it measures up in West Springfield 01089

The dot is this home. The mark in the middle is the typical home in West Springfield 01089.

Estimated value$446,385
CheaperTypical $340,989Pricier

Pricier than 79% of homes nearby

Price per ft²$295
CheaperTypical $240Pricier

Pricier than 89% of homes nearby

Living area1,512 ft²
SmallerTypical 1,539 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.46 ac
SmallerTypical 0.3 acBigger

Bigger than 72% of homes nearby

Year built1986
OlderTypical 1953Newer

Newer than 87% of homes nearby

How 195 Christopher Ter ranks against every home in each area.
MeasureThis homeWest Springfield 01089Hampden County
Estimated valuepricier than$446,38579% of homes79% of homes
Price per ft²pricier than$29589% of homes84% of homes
Living areabigger than1,512 ft²48% of homes48% of homes
Lot sizebigger than0.46 ac72% of homes65% of homes
Year builtnewer than198687% of homes82% of homes

About 195 Christopher Ter

How much is 195 Christopher Ter, West Springfield, MA worth?

The TopHap Estimate for 195 Christopher Ter, West Springfield, MA is $446,385 as of Aug 30, 2026. The likely range is $425,358 to $467,412. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Christopher Ter, West Springfield, MA last sell?

195 Christopher Ter, West Springfield, MA last sold on Jan 6, 1999 for $152,900, according to the county's recorded deed.

How big is 195 Christopher Ter, West Springfield, MA?

195 Christopher Ter, West Springfield, MA has 3 bedrooms, 4 bathrooms, 1,512 square feet of living space and a 0.46-acre lot.

When was 195 Christopher Ter, West Springfield, MA built?

195 Christopher Ter, West Springfield, MA was built in 1986, making it 40 years old. It is a raised ranch home. The building has 1 story.

What schools serve 195 Christopher Ter, West Springfield, MA?

195 Christopher Ter, West Springfield, MA is assigned to West Springfield Middle School (middle), rated D+; John R. Fausey Elementary School (elementary), rated B+; West Springfield High School (high), rated C+. All sit in West Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Christopher Ter, West Springfield, MA compare to other homes in West Springfield 01089?

Among the 8,208 homes in West Springfield 01089, it is worth more than 79% of them ($446,385 against a typical $340,989), its price per square foot is higher than 89% of them ($295 against a typical $240), it is bigger than 48% of them (1,512 ft² against a typical 1,539 ft²), its lot is bigger than 72% of them (0.46 ac against a typical 0.3 ac) and it is newer than 87% of them (1986 against a typical 1953). Measured against all of Hampden County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Christopher Ter, West Springfield, MA?

The 2025 property tax bill for 195 Christopher Ter, West Springfield, MA was $6,384. The county assessed it at $429,300.

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