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Single Family ResidenceResidential
$813,981$212 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $46,000 on Dec 22, 1994

195 CLOUD TOP LN

MOORESVILLE, NC 28115
2.5
Baths
3,840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$814K
$723K low$905K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$46,000 · Dec 22, 1994

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,552 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$530,191 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$445,191
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$530,191
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$530,191

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.19
55
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROWAN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.2.39
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 54 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mount Ulla Elementary SchoolB+
Elementary · Grades PK–5 · 4.0 mi
H
West Rowan High SchoolD-
High · Grades 9–12 · 8.3 mi
M
West Rowan Middle SchoolD-
Middle · Grades 6–8 · 11.3 mi

District: Rowan-Salisbury Schools

Neighborhood · ZIP 28115These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.49,833
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.668 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,557
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,864
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Cloud Top Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Rowan County
  • Costs more per square foot than 79% of homes in Rowan County
  • Bigger than 98% of homes in Rowan County
  • Has a bigger lot than 92% of homes in Mooresville 28115
  • Newer than 66% of homes in Rowan County

What homes are worth in Mooresville 28115

Each bar is how many homes fall in that price range. The marker is this home.

This home
$132K$973K

This home is worth more than 97% of homes in Mooresville 28115.

How it measures up in Mooresville 28115

The dot is this home. The mark in the middle is the typical home in Mooresville 28115.

Estimated value$813,981
CheaperTypical $398,713Pricier

Pricier than 97% of homes nearby

Price per ft²$212
CheaperTypical $192Pricier

Pricier than 67% of homes nearby

Living area3,840 ft²
SmallerTypical 1,944 ft²Bigger

Bigger than 97% of homes nearby

Lot size2.39 ac
SmallerTypical 0.35 acBigger

Bigger than 92% of homes nearby

Year built1996
OlderTypical 2002Newer

Newer than 38% of homes nearby

How 195 Cloud Top Ln ranks against every home in each area.
MeasureThis homeMooresville 28115Rowan County
Estimated valuepricier than$813,98197% of homes98% of homes
Price per ft²pricier than$21267% of homes79% of homes
Living areabigger than3,840 ft²97% of homes98% of homes
Lot sizebigger than2.39 ac92% of homes84% of homes
Year builtnewer than199638% of homes66% of homes

About 195 Cloud Top Ln

How much is 195 Cloud Top Ln, Mooresville, NC worth?

The TopHap Estimate for 195 Cloud Top Ln, Mooresville, NC is $813,981 as of Oct 21, 2026. The likely range is $723,459 to $904,503. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Cloud Top Ln, Mooresville, NC last sell?

195 Cloud Top Ln, Mooresville, NC last sold on Dec 22, 1994 for $46,000, according to the county's recorded deed.

How big is 195 Cloud Top Ln, Mooresville, NC?

195 Cloud Top Ln, Mooresville, NC has 2.5 bathrooms, 3,840 square feet of living space and a 2.39-acre lot.

When was 195 Cloud Top Ln, Mooresville, NC built?

195 Cloud Top Ln, Mooresville, NC was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 195 Cloud Top Ln, Mooresville, NC?

195 Cloud Top Ln, Mooresville, NC is assigned to Mount Ulla Elementary School (elementary), rated B+; West Rowan High School (high), rated D-; West Rowan Middle School (middle), rated D-. All sit in Rowan-Salisbury Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Cloud Top Ln, Mooresville, NC compare to other homes in Mooresville 28115?

Among the 18,157 homes in Mooresville 28115, it is worth more than 97% of them ($813,981 against a typical $398,713), its price per square foot is higher than 67% of them ($212 against a typical $192), it is bigger than 97% of them (3,840 ft² against a typical 1,944 ft²), its lot is bigger than 92% of them (2.39 ac against a typical 0.35 ac) and it is newer than 38% of them (1996 against a typical 2002). Measured against all of Rowan County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Cloud Top Ln, Mooresville, NC?

The 2026 property tax bill for 195 Cloud Top Ln, Mooresville, NC was $3,552. The county assessed it at $530,191.

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