Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential

195 COTTAGE DR

KALISPELL, MT 59901
3
Beds
2
Baths
1,282 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,876 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$497,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$281,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$497,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
61
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
16
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyFLATHEAD
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 100 ft²Porch · 16 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Glacier High SchoolC
High · Grades 9–12 · 2.1 mi
M
West Valley Middle SchoolC+
Middle · Grades 5–8 · 3.2 mi
E
West Valley SchoolB
Elementary · Grades PK–4 · 3.2 mi

District: West Valley Elementary School District

Neighborhood · ZIP 59901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.220

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.63,278
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.109 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,502
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,461
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Cottage Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 86% of homes in Kalispell 59901
  • Newer than 96% of homes in Kalispell 59901

How it measures up in Kalispell 59901

The dot is this home. The mark in the middle is the typical home in Kalispell 59901.

Living area1,282 ft²
SmallerTypical 1,448 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.15 ac
SmallerTypical 0.46 acBigger

Bigger than 14% of homes nearby

Year built2022
OlderTypical 1995Newer

Newer than 96% of homes nearby

How 195 Cottage Dr ranks against every home in each area.
MeasureThis homeKalispell 59901Flathead County
Living areabigger than1,282 ft²38% of homes38% of homes
Lot sizebigger than0.15 ac14% of homes16% of homes
Year builtnewer than202296% of homes96% of homes

About 195 Cottage Dr

When did 195 Cottage Dr, Kalispell, MT last sell?

195 Cottage Dr, Kalispell, MT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 195 Cottage Dr, Kalispell, MT?

195 Cottage Dr, Kalispell, MT has 3 bedrooms, 2 bathrooms, 1,282 square feet of living space and a 0.15-acre lot.

When was 195 Cottage Dr, Kalispell, MT built?

195 Cottage Dr, Kalispell, MT was built in 2022, making it 4 years old. It is a conventional home. The building has 1 story.

What schools serve 195 Cottage Dr, Kalispell, MT?

195 Cottage Dr, Kalispell, MT is assigned to Glacier High School (high), rated C; West Valley Middle School (middle), rated C+; West Valley School (elementary), rated B. All sit in West Valley Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Cottage Dr, Kalispell, MT compare to other homes in Kalispell 59901?

Among the 24,299 homes in Kalispell 59901, it is bigger than 38% of them (1,282 ft² against a typical 1,448 ft²), its lot is bigger than 14% of them (0.15 ac against a typical 0.46 ac) and it is newer than 96% of them (2022 against a typical 1995). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Cottage Dr, Kalispell, MT?

The 2026 property tax bill for 195 Cottage Dr, Kalispell, MT was $5,876. The county assessed it at $497,900.

More homes on Cottage Dr

Closest homes

More homes in Kalispell 59901

Assigned schools

Explore the area

See this home in context

Open 195 Cottage Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map