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Single Family ResidenceResidential
$518,382$160 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $383,000 on Apr 19, 2017

195 COTTON TRAIL DR

ROSSVILLE, TN 38066
4
Baths
3,243 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$518K
$493K low$543K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$383,000 · Apr 19, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$368,382
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$294,706
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
EVOLVE BANK & TRUST · recorded Sep 29, 2022

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$136,175 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$122,425
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$96,575
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$544,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
45
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFayette
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 177 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southwest Elementary SchoolB
Elementary · Grades PK–5 · 7.7 mi
M
West Junior High SchoolC-
Middle · Grades 6–8 · 11.6 mi
H
Fayette-Ware High SchoolD+
High · Grades 9–12 · 19.7 mi

District: Fayette County School District

Neighborhood · ZIP 38066These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.178

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,574
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,035
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,748
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Cotton Trail Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Fayette County
  • Costs less per square foot than 78% of homes in Rossville 38066
  • Bigger than 85% of homes in Fayette County
  • Has a smaller lot than 94% of homes in Rossville 38066
  • Newer than 71% of homes in Fayette County

What homes are worth in Rossville 38066

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$1M

This home is worth more than 54% of homes in Rossville 38066.

How it measures up in Rossville 38066

The dot is this home. The mark in the middle is the typical home in Rossville 38066.

Estimated value$518,382
CheaperTypical $494,770Pricier

Pricier than 54% of homes nearby

Price per ft²$160
CheaperTypical $188Pricier

Pricier than 22% of homes nearby

Living area3,243 ft²
SmallerTypical 2,452 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.35 ac
SmallerTypical 1.49 acBigger

Bigger than 6% of homes nearby

Year built2007
OlderTypical 2003Newer

Newer than 61% of homes nearby

How 195 Cotton Trail Dr ranks against every home in each area.
MeasureThis homeRossville 38066Fayette County
Estimated valuepricier than$518,38254% of homes79% of homes
Price per ft²pricier than$16022% of homes40% of homes
Living areabigger than3,243 ft²76% of homes85% of homes
Lot sizebigger than0.35 ac6% of homes15% of homes
Year builtnewer than200761% of homes71% of homes

About 195 Cotton Trail Dr

How much is 195 Cotton Trail Dr, Rossville, TN worth?

The TopHap Estimate for 195 Cotton Trail Dr, Rossville, TN is $518,382 as of Jul 14, 2026. The likely range is $493,452 to $543,312. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Cotton Trail Dr, Rossville, TN last sell?

195 Cotton Trail Dr, Rossville, TN last sold on Apr 19, 2017 for $383,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 195 Cotton Trail Dr, Rossville, TN?

195 Cotton Trail Dr, Rossville, TN has 4 bathrooms and 3,243 square feet of living space.

When was 195 Cotton Trail Dr, Rossville, TN built?

195 Cotton Trail Dr, Rossville, TN was built in 2007, making it 19 years old. The building has 2 stories.

What schools serve 195 Cotton Trail Dr, Rossville, TN?

195 Cotton Trail Dr, Rossville, TN is assigned to Southwest Elementary School (elementary), rated B; West Junior High School (middle), rated C-; Fayette-Ware High School (high), rated D+. All sit in Fayette County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Cotton Trail Dr, Rossville, TN compare to other homes in Rossville 38066?

Among the 1,516 homes in Rossville 38066, it is worth more than 54% of them ($518,382 against a typical $494,770), its price per square foot is higher than 22% of them ($160 against a typical $188), it is bigger than 76% of them (3,243 ft² against a typical 2,452 ft²), its lot is bigger than 6% of them (0.35 ac against a typical 1.49 ac) and it is newer than 61% of them (2007 against a typical 2003). Measured against all of Fayette County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Rossville 38066

Assigned schools

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