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Single Family ResidentialResidential
$133,945$124 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

195 DEBBY LN

RUTHERFORDTON, NC 28139
3
Beds
1
Baths
1,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$134K
$100K low$168K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,095 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$161,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$143,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$161,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$161,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRutherford
Lot (acres)The size of the land the home sits on, from county records.0.41
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Partial
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Rutherford Early College High SchoolA-
High · Grades 9–12 · 0.9 mi
E
Spindale Elementary SchoolC-
Elementary · Grades PK–5 · 1.9 mi
M
R-S Middle SchoolC-
Middle · Grades 6–8 · 2.5 mi

District: Rutherford County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Debby Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Rutherfordton 28139
  • Costs less per square foot than 82% of homes in Rutherfordton 28139
  • Smaller than 84% of homes in Rutherfordton 28139
  • Has a smaller lot than 90% of homes in Rutherfordton 28139
  • Older than 66% of homes in Rutherfordton 28139

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$849K

This home is worth more than 12% of homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$133,945
CheaperTypical $292,611Pricier

Pricier than 12% of homes nearby

Price per ft²$124
CheaperTypical $181Pricier

Pricier than 18% of homes nearby

Living area1,080 ft²
SmallerTypical 1,534 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.41 ac
SmallerTypical 1.8 acBigger

Bigger than 10% of homes nearby

Year built1968
OlderTypical 1985Newer

Newer than 34% of homes nearby

How 195 Debby Ln ranks against every home in each area.
MeasureThis homeRutherfordton 28139Rutherford County
Estimated valuepricier than$133,94512% of homes21% of homes
Price per ft²pricier than$12418% of homes30% of homes
Living areabigger than1,080 ft²16% of homes20% of homes
Lot sizebigger than0.41 ac10% of homes20% of homes
Year builtnewer than196834% of homes40% of homes

About 195 Debby Ln

How much is 195 Debby Ln, Rutherfordton, NC worth?

The TopHap Estimate for 195 Debby Ln, Rutherfordton, NC is $133,945 as of Sep 24, 2026. The likely range is $99,869 to $168,021. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 195 Debby Ln, Rutherfordton, NC?

195 Debby Ln, Rutherfordton, NC has 3 bedrooms, 1 bathrooms, 1,080 square feet of living space and a 0.41-acre lot.

When was 195 Debby Ln, Rutherfordton, NC built?

195 Debby Ln, Rutherfordton, NC was built in 1968, making it 58 years old. The building has 1 story.

What schools serve 195 Debby Ln, Rutherfordton, NC?

195 Debby Ln, Rutherfordton, NC is assigned to Rutherford Early College High School (high), rated A-; Spindale Elementary School (elementary), rated C-; R-S Middle School (middle), rated C-. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Debby Ln, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,473 homes in Rutherfordton 28139, it is worth more than 12% of them ($133,945 against a typical $292,611), its price per square foot is higher than 18% of them ($124 against a typical $181), it is bigger than 16% of them (1,080 ft² against a typical 1,534 ft²), its lot is bigger than 10% of them (0.41 ac against a typical 1.8 ac) and it is newer than 34% of them (1968 against a typical 1985). Measured against all of Rutherford County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Debby Ln, Rutherfordton, NC?

The 2025 property tax bill for 195 Debby Ln, Rutherfordton, NC was $1,095. The county assessed it at $161,100.

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