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Single Family ResidenceResidential
$190,213$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

195 GARMATTER ST

BLUFFTON, OH 45817
3
Beds
3
Baths
1,354 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$190K
$167K low$214K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,677 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$60,940 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,280
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$51,660
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$174,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyALLEN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 54 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bluffton Elementary SchoolA+
Elementary · Grades KG–5 · 0.5 mi
M
Bluffton Middle SchoolA-
Middle · Grades 6–8 · 0.5 mi
H
Bluffton High SchoolA-
High · Grades 9–12 · 0.6 mi

District: Bluffton Exempted Village School District

Neighborhood · ZIP 45817These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.185
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,819
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,396
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Garmatter St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Bluffton 45817
  • Costs more per square foot than 72% of homes in Allen County
  • Smaller than 78% of homes in Bluffton 45817
  • Has a smaller lot than 87% of homes in Bluffton 45817
  • Newer than 65% of homes in Allen County

What homes are worth in Bluffton 45817

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$593K

This home is worth more than 28% of homes in Bluffton 45817.

How it measures up in Bluffton 45817

The dot is this home. The mark in the middle is the typical home in Bluffton 45817.

Estimated value$190,213
CheaperTypical $253,104Pricier

Pricier than 28% of homes nearby

Price per ft²$140
CheaperTypical $141Pricier

Pricier than 50% of homes nearby

Living area1,354 ft²
SmallerTypical 1,784 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.21 ac
SmallerTypical 0.48 acBigger

Bigger than 13% of homes nearby

Year built1971
OlderTypical 1968Newer

Newer than 52% of homes nearby

How 195 Garmatter St ranks against every home in each area.
MeasureThis homeBluffton 45817Allen County
Estimated valuepricier than$190,21328% of homes55% of homes
Price per ft²pricier than$14050% of homes72% of homes
Living areabigger than1,354 ft²22% of homes36% of homes
Lot sizebigger than0.21 ac13% of homes31% of homes
Year builtnewer than197152% of homes65% of homes

About 195 Garmatter St

How much is 195 Garmatter St, Bluffton, OH worth?

The TopHap Estimate for 195 Garmatter St, Bluffton, OH is $190,213 as of Oct 21, 2026. The likely range is $166,589 to $213,837. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Garmatter St, Bluffton, OH last sell?

195 Garmatter St, Bluffton, OH last sold on Sep 3, 1986, according to the county's recorded deed.

How big is 195 Garmatter St, Bluffton, OH?

195 Garmatter St, Bluffton, OH has 3 bedrooms, 3 bathrooms, 1,354 square feet of living space and a 0.21-acre lot.

When was 195 Garmatter St, Bluffton, OH built?

195 Garmatter St, Bluffton, OH was built in 1971, making it 55 years old. It is a conventional home. The building has 1 story.

What schools serve 195 Garmatter St, Bluffton, OH?

195 Garmatter St, Bluffton, OH is assigned to Bluffton Elementary School (elementary), rated A+; Bluffton Middle School (middle), rated A-; Bluffton High School (high), rated A-. All sit in Bluffton Exempted Village School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Garmatter St, Bluffton, OH compare to other homes in Bluffton 45817?

Among the 2,231 homes in Bluffton 45817, it is worth more than 28% of them ($190,213 against a typical $253,104), its price per square foot is higher than 50% of them ($140 against a typical $141), it is bigger than 22% of them (1,354 ft² against a typical 1,784 ft²), its lot is bigger than 13% of them (0.21 ac against a typical 0.48 ac) and it is newer than 52% of them (1971 against a typical 1968). Measured against all of Allen County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Garmatter St, Bluffton, OH?

The 2025 property tax bill for 195 Garmatter St, Bluffton, OH was $1,677. The county assessed it at $60,940.

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