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Single Family ResidenceResidential
$123,297$134 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $800 on Jul 1, 1993

195 GARNETT LN

OWENTON, KY 40359
0
Baths
920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$123K
$85K low$162K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$800 · Jul 1, 1993

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$864 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,100 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$70,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOwen
Lot (acres)The size of the land the home sits on, from county records.1.90
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
CoolingThe type of cooling or air conditioning in the home.Wall Unit
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 108 ft²Porch · 412 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Maurice Bowling Middle SchoolC-
Middle · Grades 5–8 · 4.0 mi
H
Owen County High SchoolC
High · Grades 9–12 · 4.1 mi
E
Owen County Elementary/Primary SchoolB
Elementary · Grades PK–4 · 4.5 mi

District: Owen County School District

Neighborhood · ZIP 40359These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.190
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,463
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,810
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,617
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Garnett Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Owenton 40359
  • Smaller than 82% of homes in Owen County

What homes are worth in Owenton 40359

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$691K

This home is worth more than 31% of homes in Owenton 40359.

How it measures up in Owenton 40359

The dot is this home. The mark in the middle is the typical home in Owenton 40359.

Estimated value$123,297
CheaperTypical $168,715Pricier

Pricier than 31% of homes nearby

Price per ft²$134
CheaperTypical $151Pricier

Pricier than 40% of homes nearby

Living area920 ft²
SmallerTypical 1,302 ft²Bigger

Bigger than 19% of homes nearby

Lot size1.9 ac
SmallerTypical 3 acBigger

Bigger than 42% of homes nearby

How 195 Garnett Ln ranks against every home in each area.
MeasureThis homeOwenton 40359Owen County
Estimated valuepricier than$123,29731% of homes34% of homes
Price per ft²pricier than$13440% of homes41% of homes
Living areabigger than920 ft²19% of homes18% of homes
Lot sizebigger than1.9 ac42% of homes39% of homes

About 195 Garnett Ln

How much is 195 Garnett Ln, Owenton, KY worth?

The TopHap Estimate for 195 Garnett Ln, Owenton, KY is $123,297 as of Aug 30, 2026. The likely range is $84,687 to $161,907. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Garnett Ln, Owenton, KY last sell?

195 Garnett Ln, Owenton, KY last sold on Jul 1, 1993 for $800, according to the county's recorded deed.

How big is 195 Garnett Ln, Owenton, KY?

195 Garnett Ln, Owenton, KY has 920 square feet of living space and a 1.90-acre lot.

What schools serve 195 Garnett Ln, Owenton, KY?

195 Garnett Ln, Owenton, KY is assigned to Maurice Bowling Middle School (middle), rated C-; Owen County High School (high), rated C; Owen County Elementary/Primary School (elementary), rated B. All sit in Owen County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Garnett Ln, Owenton, KY compare to other homes in Owenton 40359?

Among the 4,047 homes in Owenton 40359, it is worth more than 31% of them ($123,297 against a typical $168,715), its price per square foot is higher than 40% of them ($134 against a typical $151), it is bigger than 19% of them (920 ft² against a typical 1,302 ft²) and its lot is bigger than 42% of them (1.9 ac against a typical 3 ac). Measured against all of Owen County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Garnett Ln, Owenton, KY?

The 2025 property tax bill for 195 Garnett Ln, Owenton, KY was $864. The county assessed it at $70,100.

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Assigned schools

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