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Single Family ResidenceResidential
$558,543$198 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

195 GARY LN

MERLIN, OR 97532
3
Beds
2
Baths
2,818 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$559K
$504K low$613K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,061 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$411,380 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$399,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$580,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
73
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJosephine
Lot (acres)The size of the land the home sits on, from county records.2.47
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 264 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Fleming Middle SchoolC-
Middle · Grades 6–8 · 3.2 mi
H
North Valley High SchoolC+
High · Grades 9–12 · 3.2 mi
E
Manzanita Elementary SchoolB+
Elementary · Grades KG–5 · 3.3 mi

District: Three Rivers School District

Neighborhood · ZIP 97532These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.202

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2,774
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.20 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,151
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,904
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Gary Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Josephine County
  • Costs less per square foot than 93% of homes in Merlin
  • Bigger than 93% of homes in Josephine County
  • Newer than 65% of homes in Josephine County

What homes are worth in Merlin 97532

Each bar is how many homes fall in that price range. The marker is this home.

This home
$201K$938K

This home is worth more than 65% of homes in Merlin 97532.

How it measures up in Merlin 97532

The dot is this home. The mark in the middle is the typical home in Merlin 97532.

Estimated value$558,543
CheaperTypical $494,471Pricier

Pricier than 65% of homes nearby

Price per ft²$198
CheaperTypical $269Pricier

Pricier than 7% of homes nearby

Living area2,818 ft²
SmallerTypical 1,713 ft²Bigger

Bigger than 92% of homes nearby

Lot size2.47 ac
SmallerTypical 2.5 acBigger

Bigger than 45% of homes nearby

Year built1993
OlderTypical 1989Newer

Newer than 60% of homes nearby

How 195 Gary Ln ranks against every home in each area.
MeasureThis homeMerlinMerlin 97532Josephine County
Estimated valuepricier than$558,54364% of homes65% of homes80% of homes
Price per ft²pricier than$1987% of homes7% of homes11% of homes
Living areabigger than2,818 ft²92% of homes92% of homes93% of homes
Lot sizebigger than2.47 ac60% of homes45% of homes63% of homes
Year builtnewer than199357% of homes60% of homes65% of homes

About 195 Gary Ln

How much is 195 Gary Ln, Merlin, OR worth?

The TopHap Estimate for 195 Gary Ln, Merlin, OR is $558,543 as of Sep 24, 2026. The likely range is $504,066 to $613,020. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 195 Gary Ln, Merlin, OR?

195 Gary Ln, Merlin, OR has 3 bedrooms, 2 bathrooms, 2,818 square feet of living space and a 2.47-acre lot.

When was 195 Gary Ln, Merlin, OR built?

195 Gary Ln, Merlin, OR was built in 1993, making it 33 years old. The building has 1 story.

What schools serve 195 Gary Ln, Merlin, OR?

195 Gary Ln, Merlin, OR is assigned to Fleming Middle School (middle), rated C-; North Valley High School (high), rated C+; Manzanita Elementary School (elementary), rated B+. All sit in Three Rivers School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Gary Ln, Merlin, OR compare to other homes in Merlin 97532?

Among the 1,126 homes in Merlin 97532, it is worth more than 65% of them ($558,543 against a typical $494,471), its price per square foot is higher than 7% of them ($198 against a typical $269), it is bigger than 92% of them (2,818 ft² against a typical 1,713 ft²), its lot is bigger than 45% of them (2.47 ac against a typical 2.5 ac) and it is newer than 60% of them (1993 against a typical 1989). Measured against all of Josephine County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Gary Ln, Merlin, OR?

The 2025 property tax bill for 195 Gary Ln, Merlin, OR was $3,061. The county assessed it at $411,380.

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