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Single Family ResidenceResidential
$450,000
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

195 HARDING RD

ROME, PA 18837
4
Beds
5.5
Baths
18.58 ac
Lot SizeThe size of the land the home sits on, from county records.
1876
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$450K
$434K low$466K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$450,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$360,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,951 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,250 (2026)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$108,470

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBRADFORD
Lot (acres)The size of the land the home sits on, from county records.18.58
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Northeast Bradford High SchoolC-
Middle · Grades 7–12 · 10.3 mi
E
Northeast Bradford Elementary SchoolB-
Elementary · Grades KG–6 · 10.4 mi

District: Northeast Bradford School District

Neighborhood · ZIP 18837These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,262
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,762
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,325
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Harding Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Bradford County
  • Has a bigger lot than 89% of homes in Bradford County
  • Older than 90% of homes in Bradford County

What homes are worth in Rome 18837

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$583K

This home is worth more than 88% of homes in Rome 18837.

How it measures up in Rome 18837

The dot is this home. The mark in the middle is the typical home in Rome 18837.

Estimated value$450,000
CheaperTypical $252,588Pricier

Pricier than 88% of homes nearby

Lot size18.58 ac
SmallerTypical 2 acBigger

Bigger than 83% of homes nearby

Year built1876
OlderTypical 1976Newer

Newer than 14% of homes nearby

How 195 Harding Rd ranks against every home in each area.
MeasureThis homeRome 18837Bradford County
Estimated valuepricier than$450,00088% of homes92% of homes
Lot sizebigger than18.58 ac83% of homes89% of homes
Year builtnewer than187614% of homes10% of homes

About 195 Harding Rd

How much is 195 Harding Rd, Rome, PA worth?

The TopHap Estimate for 195 Harding Rd, Rome, PA is $450,000 as of Jul 14, 2026. The likely range is $433,505 to $466,495. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Harding Rd, Rome, PA last sell?

195 Harding Rd, Rome, PA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 195 Harding Rd, Rome, PA?

195 Harding Rd, Rome, PA has 4 bedrooms, 5.5 bathrooms and a 18.58-acre lot.

When was 195 Harding Rd, Rome, PA built?

195 Harding Rd, Rome, PA was built in 1876, making it 150 years old. It is a conventional home. The building has 2 stories.

What schools serve 195 Harding Rd, Rome, PA?

195 Harding Rd, Rome, PA is assigned to Northeast Bradford High School (middle), rated C-; Northeast Bradford Elementary School (elementary), rated B-. All sit in Northeast Bradford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Harding Rd, Rome, PA compare to other homes in Rome 18837?

Among the 1,322 homes in Rome 18837, it is worth more than 88% of them ($450,000 against a typical $252,588), its lot is bigger than 83% of them (18.58 ac against a typical 2 ac) and it is newer than 14% of them (1876 against a typical 1976). Measured against all of Bradford County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Harding Rd, Rome, PA?

The 2026 property tax bill for 195 Harding Rd, Rome, PA was $3,951. The county assessed it at $59,250.

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