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Single Family ResidenceResidential
$514,849$513 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 54How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

195 HOWARD RD NE

CLEVELAND, TN 37323
1
Baths
1,004 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.86 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$515K
$278K low$752K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$46 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,725 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,450
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,275
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,725
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$42,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBradley
Lot (acres)The size of the land the home sits on, from county records.2.86
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 80 ft²Patio · 80 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Michigan Avenue Elementary SchoolA+
Elementary · Grades KG–5 · 0.1 mi
M
Ocoee Middle SchoolB+
Middle · Grades 6–8 · 2.8 mi
H
Walker Valley High SchoolA
High · Grades 9–12 · 8.0 mi

District: Bradley County School District

Neighborhood · ZIP 37323These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.150

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.33,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.280 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,170
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,305
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Howard Rd Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Cleveland 37323
  • Among the highest price per square foot in Cleveland 37323
  • Smaller than 87% of homes in Bradley County
  • Has a bigger lot than 83% of homes in Bradley County
  • Older than 97% of homes in Cleveland 37323

What homes are worth in Cleveland 37323

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$601K

This home is worth more than 95% of homes in Cleveland 37323.

How it measures up in Cleveland 37323

The dot is this home. The mark in the middle is the typical home in Cleveland 37323.

Estimated value$514,849
CheaperTypical $261,686Pricier

Pricier than 95% of homes nearby

Price per ft²$513
CheaperTypical $186Pricier

Pricier than almost all homes nearby

Living area1,004 ft²
SmallerTypical 1,392 ft²Bigger

Bigger than 14% of homes nearby

Lot size2.86 ac
SmallerTypical 0.75 acBigger

Bigger than 81% of homes nearby

Year built1940
OlderTypical 1987Newer

Newer than 3% of homes nearby

How 195 Howard Rd Ne ranks against every home in each area.
MeasureThis homeCleveland 37323Bradley County
Estimated valuepricier than$514,84995% of homes89% of homes
Price per ft²pricier than$513almost all homesalmost all homes
Living areabigger than1,004 ft²14% of homes13% of homes
Lot sizebigger than2.86 ac81% of homes83% of homes
Year builtnewer than19403% of homes6% of homes

About 195 Howard Rd Ne

How much is 195 Howard Rd Ne, Cleveland, TN worth?

The TopHap Estimate for 195 Howard Rd Ne, Cleveland, TN is $514,849 as of Sep 24, 2026. The likely range is $278,192 to $751,506. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Howard Rd Ne, Cleveland, TN last sell?

195 Howard Rd Ne, Cleveland, TN last sold on Mar 6, 2019, according to the county's recorded deed.

How big is 195 Howard Rd Ne, Cleveland, TN?

195 Howard Rd Ne, Cleveland, TN has 1 bathrooms, 1,004 square feet of living space and a 2.86-acre lot.

When was 195 Howard Rd Ne, Cleveland, TN built?

195 Howard Rd Ne, Cleveland, TN was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 195 Howard Rd Ne, Cleveland, TN?

195 Howard Rd Ne, Cleveland, TN is assigned to Michigan Avenue Elementary School (elementary), rated A+; Ocoee Middle School (middle), rated B+; Walker Valley High School (high), rated A. All sit in Bradley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Howard Rd Ne, Cleveland, TN compare to other homes in Cleveland 37323?

Among the 12,697 homes in Cleveland 37323, it is worth more than 95% of them ($514,849 against a typical $261,686), its price per square foot is higher than almost all of them ($513 against a typical $186), it is bigger than 14% of them (1,004 ft² against a typical 1,392 ft²), its lot is bigger than 81% of them (2.86 ac against a typical 0.75 ac) and it is newer than 3% of them (1940 against a typical 1987). Measured against all of Bradley County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Howard Rd Ne, Cleveland, TN?

The 2024 property tax bill for 195 Howard Rd Ne, Cleveland, TN was $46. The county assessed it at $10,725.

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