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Single Family ResidenceResidential
$143,510$86 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

195 JOY DR

SCOTTSBORO, AL 35768
1
Baths
1,675 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$144K
$116K low$171K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$601 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,860 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$190,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
87
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.103 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.1.40
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Scottsboro High SchoolB
High · Grades 9–12 · 2.0 mi
E
Caldwell Elementary SchoolA
Elementary · Grades 1–3 · 3.4 mi
M
Scottsboro Junior High SchoolB
Middle · Grades 7–8 · 4.0 mi

District: Scottsboro City School District

Neighborhood · ZIP 35768These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.11,391
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.72 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,780
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,386
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Joy Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Jackson County
  • Costs less per square foot than 86% of homes in Jackson County
  • Bigger than 70% of homes in Scottsboro 35768
  • Has a bigger lot than 70% of homes in Scottsboro 35768

What homes are worth in Scottsboro 35768

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$584K

This home is worth more than 37% of homes in Scottsboro 35768.

How it measures up in Scottsboro 35768

The dot is this home. The mark in the middle is the typical home in Scottsboro 35768.

Estimated value$143,510
CheaperTypical $173,330Pricier

Pricier than 37% of homes nearby

Price per ft²$86
CheaperTypical $124Pricier

Pricier than 18% of homes nearby

Living area1,675 ft²
SmallerTypical 1,374 ft²Bigger

Bigger than 70% of homes nearby

Lot size1.4 ac
SmallerTypical 0.6 acBigger

Bigger than 70% of homes nearby

Year built1974
OlderTypical 1971Newer

Newer than 57% of homes nearby

How 195 Joy Dr ranks against every home in each area.
MeasureThis homeScottsboro 35768Jackson County
Estimated valuepricier than$143,51037% of homes27% of homes
Price per ft²pricier than$8618% of homes14% of homes
Living areabigger than1,675 ft²70% of homes67% of homes
Lot sizebigger than1.4 ac70% of homes55% of homes
Year builtnewer than197457% of homes41% of homes

About 195 Joy Dr

How much is 195 Joy Dr, Scottsboro, AL worth?

The TopHap Estimate for 195 Joy Dr, Scottsboro, AL is $143,510 as of Sep 24, 2026. The likely range is $115,947 to $171,073. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Joy Dr, Scottsboro, AL last sell?

195 Joy Dr, Scottsboro, AL last sold on Jul 10, 1997, according to the county's recorded deed.

How big is 195 Joy Dr, Scottsboro, AL?

195 Joy Dr, Scottsboro, AL has 1 bathrooms, 1,675 square feet of living space and a 1.40-acre lot.

When was 195 Joy Dr, Scottsboro, AL built?

195 Joy Dr, Scottsboro, AL was built in 1974, making it 52 years old. The building has 1 story.

What schools serve 195 Joy Dr, Scottsboro, AL?

195 Joy Dr, Scottsboro, AL is assigned to Scottsboro High School (high), rated B; Caldwell Elementary School (elementary), rated A; Scottsboro Junior High School (middle), rated B. All sit in Scottsboro City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Joy Dr, Scottsboro, AL compare to other homes in Scottsboro 35768?

Among the 4,564 homes in Scottsboro 35768, it is worth more than 37% of them ($143,510 against a typical $173,330), its price per square foot is higher than 18% of them ($86 against a typical $124), it is bigger than 70% of them (1,675 ft² against a typical 1,374 ft²), its lot is bigger than 70% of them (1.4 ac against a typical 0.6 ac) and it is newer than 57% of them (1974 against a typical 1971). Measured against all of Jackson County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Joy Dr, Scottsboro, AL?

The 2025 property tax bill for 195 Joy Dr, Scottsboro, AL was $601. The county assessed it at $14,860.

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