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Single Family ResidenceResidential
$180,478$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

195 JOY RD

ASHLAND, MS 38603
2
Baths
1,287 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.

Valuation

$180K
$135K low$226K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$660 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,477 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,498
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$74,630

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
44
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBenton
Lot (acres)The size of the land the home sits on, from county records.5.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ashland Elementary SchoolD+
Elementary · Grades KG–6 · 7.3 mi
M
Ashland High SchoolD
Middle · Grades 7–12 · 7.7 mi

District: Benton County School District

Neighborhood · ZIP 38603These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,519
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,367
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,191
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Joy Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 66% of homes in Benton County
  • Has a bigger lot than 70% of homes in Ashland 38603
  • Newer than 79% of homes in Ashland 38603

What homes are worth in Ashland 38603

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$500K

This home is worth more than 59% of homes in Ashland 38603.

How it measures up in Ashland 38603

The dot is this home. The mark in the middle is the typical home in Ashland 38603.

Estimated value$180,478
CheaperTypical $164,749Pricier

Pricier than 59% of homes nearby

Price per ft²$140
CheaperTypical $132Pricier

Pricier than 57% of homes nearby

Living area1,287 ft²
SmallerTypical 1,208 ft²Bigger

Bigger than 57% of homes nearby

Lot size5 ac
SmallerTypical 1 acBigger

Bigger than 70% of homes nearby

Year built1996
OlderTypical 1973Newer

Newer than 79% of homes nearby

How 195 Joy Rd ranks against every home in each area.
MeasureThis homeAshland 38603Benton County
Estimated valuepricier than$180,47859% of homes62% of homes
Price per ft²pricier than$14057% of homes66% of homes
Living areabigger than1,287 ft²57% of homes53% of homes
Lot sizebigger than5 ac70% of homes62% of homes
Year builtnewer than199679% of homes72% of homes

About 195 Joy Rd

How much is 195 Joy Rd, Ashland, MS worth?

The TopHap Estimate for 195 Joy Rd, Ashland, MS is $180,478 as of Sep 24, 2026. The likely range is $135,268 to $225,688. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 195 Joy Rd, Ashland, MS?

195 Joy Rd, Ashland, MS has 2 bathrooms, 1,287 square feet of living space and a 5.00-acre lot.

When was 195 Joy Rd, Ashland, MS built?

195 Joy Rd, Ashland, MS was built in 1996, making it 30 years old.

What schools serve 195 Joy Rd, Ashland, MS?

195 Joy Rd, Ashland, MS is assigned to Ashland Elementary School (elementary), rated D+; Ashland High School (middle), rated D. All sit in Benton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Joy Rd, Ashland, MS compare to other homes in Ashland 38603?

Among the 2,521 homes in Ashland 38603, it is worth more than 59% of them ($180,478 against a typical $164,749), its price per square foot is higher than 57% of them ($140 against a typical $132), it is bigger than 57% of them (1,287 ft² against a typical 1,208 ft²), its lot is bigger than 70% of them (5 ac against a typical 1 ac) and it is newer than 79% of them (1996 against a typical 1973). Measured against all of Benton County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Joy Rd, Ashland, MS?

The 2023 property tax bill for 195 Joy Rd, Ashland, MS was $660. The county assessed it at $7,477.

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