Triplex (3 Units, Any Combination)Residential
195 N MAIN ST
SAINT ALBANS, VT 05478
4.5
Baths
4,146 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
16
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,466 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$520,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$451,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$243,900
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Triplex (3 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Triplex
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Steam
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck
Transaction History(2)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
EH
St. Albans City Elementary SchoolD
Elementary · Grades PK–8 · 0.5 mi
Bellows Free AcademyD+
High · Grades 9–12 · 0.7 mi
District: Maple Run Unified School District
Neighborhood · ZIP 05478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.14,695
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.255 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,843
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,501
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%
Owner Tools
Do you own this home?
Claim this homeData by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
195 N Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Among the largest homes in Saint Albans 05478
- Has a smaller lot than 90% of homes in Franklin County
- Older than 85% of homes in Franklin County
How it measures up in Saint Albans 05478
The dot is this home. The mark in the middle is the typical home in Saint Albans 05478.
Living area4,146 ft²
SmallerTypical 1,495 ft²Bigger
Bigger than almost all homes nearby
Lot size0.23 ac
SmallerTypical 0.5 acBigger
Bigger than 22% of homes nearby
Year built1890
OlderTypical 1971Newer
Newer than 17% of homes nearby
| Measure | This home | Saint Albans 05478 | Franklin County |
|---|---|---|---|
| Living areabigger than | 4,146 ft² | almost all homes | almost all homes |
| Lot sizebigger than | 0.23 ac | 22% of homes | 10% of homes |
| Year builtnewer than | 1890 | 17% of homes | 15% of homes |
About 195 N Main St
When did 195 N Main St, Saint Albans, VT last sell?
195 N Main St, Saint Albans, VT last sold on Jan 1, 1900, according to the county's recorded deed.
How big is 195 N Main St, Saint Albans, VT?
195 N Main St, Saint Albans, VT has 4.5 bathrooms, 4,146 square feet of living space and a 0.23-acre lot.
When was 195 N Main St, Saint Albans, VT built?
195 N Main St, Saint Albans, VT was built in 1890, making it 136 years old. It is a triplex home. The building has 2 stories.
What schools serve 195 N Main St, Saint Albans, VT?
195 N Main St, Saint Albans, VT is assigned to St. Albans City Elementary School (elementary), rated D; Bellows Free Academy (high), rated D+. All sit in Maple Run Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 195 N Main St, Saint Albans, VT compare to other homes in Saint Albans 05478?
Among the 5,690 homes in Saint Albans 05478, it is bigger than almost all of them (4,146 ft² against a typical 1,495 ft²), its lot is bigger than 22% of them (0.23 ac against a typical 0.5 ac) and it is newer than 17% of them (1890 against a typical 1971). These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 195 N Main St, Saint Albans, VT?
The 2025 property tax bill for 195 N Main St, Saint Albans, VT was $6,466. The county assessed it at $520,000.
More homes on N Main St
- 166 N Main St$503K3 bd · 2 ba · 2,522 ft² · Sold $475K · Aug 2025
- 211 N Main St8 bd · 4 ba · 5,171 ft² · Sold $550K · Jul 2025
- 168 N Main St6 bd · 3 ba · 2,344 ft² · Sold Apr 2025
- 251 N Main St$299K2 bd · 1 ba · 1,008 ft² · Sold $275K · Feb 2025
- 239 N Main St$262K5 bd · 2.5 ba · 2,500 ft² · Sold $255K · Jan 2025
- 160 N Main St # 1$208K1 bd · 1 ba · 926 ft² · Sold $185K · Jun 2024
- 160 N Main St # 4$180K1 bd · 1 ba · 728 ft² · Sold $170K · Nov 2023
- 205 N Main St$436K4 bd · 2 ba · 2,605 ft² · Sold $365K · Dec 2022
- 28 N Main StApartments (Generic) · Sold $600K · Dec 2022
- 175 N Main St$332K3 bd · 1.5 ba · 3,126 ft² · Sold $175K · Nov 2022
- 182 N Main St6 bd · 4 ba · 4,038 ft² · Sold $528K · Jul 2022
- 171 N Main St$358K4 bd · 2 ba · 1,930 ft² · Sold $69K · May 2022
Closest homes
- 197 N Main St68 ft · 3 ba · 2,692 ft² · Sold $80K · Aug 1987
- 191 N Main St104 ft · 11 bd · 3 ba · 4,212 ft² · Sold $5K · Apr 2018
- 10 Upper Newton St$426K129 ft · 3 bd · 3.5 ba · 2,240 ft² · Sold $135K · Mar 1994
- 187 N Main St194 ft · 9 bd · 6 ba · 5,188 ft² · Sold $348K · Mar 2006
- 203 N Main St$452K240 ft · 3 bd · 1.5 ba · 3,049 ft² · Sold Jan 1900
- 187 N Main St238 ft · 12 bd · 6 ba · 4,816 ft² · Sold $399K · Mar 2006
- 12 Upper Newton St$370K197 ft · 3 bd · 2 ba · 1,500 ft² · Sold $375K · Jun 2022
- 9 Upper Newton St$367K238 ft · 3 bd · 1.5 ba · 1,856 ft² · Sold $325K · Jul 2022
More homes in Saint Albans 05478
- 155 Congress St$319K3 bd · 1.5 ba · 1,600 ft² · Sold $323K · Oct 2026
- 3 Lasalle St9 bd · 3 ba · 2,880 ft² · Sold $419K · Oct 2026
- 58 Nason St$347K3 bd · 1.5 ba · 1,205 ft² · Sold $347K · Oct 2026
- 12 Oak St9 bd · 3 ba · 2,880 ft² · Sold $413K · Oct 2026
- 78 Aldis St$331K3 bd · 1 ba · 1,313 ft² · Sold $331K · Oct 2026
- 126 N Elm St$337K3 bd · 1.5 ba · 1,355 ft² · Sold $335K · Oct 2026
- 47 Upper Welden St$395K3 bd · 2 ba · 1,760 ft² · Sold $395K · Oct 2026
- 91 Hathaway Inn Dr$299K3 bd · 1 ba · 912 ft² · Sold $295K · Oct 2026
- 15 Edward St$223K2 bd · 1.5 ba · 1,830 ft² · Sold $222K · Oct 2026
- 19 Lower Newton St3.09 ac · Sold $1M · Oct 2026
- 47 Nason St2 bd · 1 ba · 924 ft² · Sold $20K · Oct 2026
- 157 Congress St$333K3 bd · 1.5 ba · 1,600 ft² · Sold $333K · Sep 2026
Assigned schools
Explore the area
See this home in context
Open 195 N Main St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.
Open in map